Stop unwanted water damage! NoMoFlow Technology (NoMoFlow) is a California based company that designs and sells water valves that will eliminate the catastrophic flooding associated with toilet overflows and from other devices that use discrete increments of water. Every home and business needs one of these devices!The ProductsNoMoFlow has developed easy to install and adjustable water valves made of metal and plastics that are designed to permit a discrete volume of water to flow uninterrupted, and stop the water flow when a certain volume of water flow is exceeded. Potential uses of the valve would be to prevent catastrophic flooding for toilets, dishwashers, ice makers, water filtration devices and coffee makers that are permanently connected to a water source.Anyone who has experienced the trauma and expense of a flooding in their home or business from an overflowing toilet, or other appliance, will appreciate the value of an inexpensive device that will limit the flooding to a small quantity of water – eliminating the extensive damage that would otherwise have occurred.Water is the last commodity in our home that is not protected with a shut off valve. We protect our homes with fuses and circuit breakers to protect against electrical shock. Our natural gas pipes have emergency shut-off valves and earthquake detection shut-off valves. Isn’t it time we installed a valve to shut off excess water flow? Water is one of the most destructive forces on the planet. It created the Grand Canyon and even geological relics we can see on Mars! It is one of the most destructive forces that can impact a home or building. I don't know why it has taken this long to invent a device to protect us from such a potentially destructive element, but NoMoFlow has stepped up to the plate and delivered!

Marketed the firm’s services to a wide variety of small to medium-sized businesses. Generated outside referral sources that were completely new to BPI. Identified the needs of client organizations, designed custom plans, developed proposals, and made presentations. Served as an internal consultant to other consultants and administrators and resolved issues with billing and pricing.• With BPI, brought in 14 plans with 50 to 100 members, far exceeding the average closing at the firm.• Achieved within $2000 of revenue target at the time of a 25% reduction in force in November.• Resolved a billing process problem at BPI that had been preventing timely and accurate billing.• At ACI, wrote two articles for the company’s quarterly newsletter and at both firms developed and delivered presentations for CPAs and advisors for continuing education credits.

One of the largest independently owned actuarial consulting firms in the country and one of the most well known third-party administrators.Relationship Manager / ConsultantOne of four senior consultants (out of 10 total) to small and medium-sized clients. Identified client needs and designed and marketed complex profit sharing, pension, cash balance, and 401(k) plans. Managed client relationships and was directly responsible for sales, design, testing, compliance, audits, and product delivery. Coached and developed new associates and advised on career path. Manage the effort to redesign plans to meet the changing needs of sponsors. Converted changes in tax law into win-win opportunities for sponsors and the firm.• Increased personal book of business from 80 to 120 plans and built annual revenue to $980,000 by growing existing accounts and opening five to eight new accounts annually.• As the first person recruited to focus primarily on relationship management, drove the change to a relationship management business model.• Designed and implemented more than 50 plans, many providing more than 85% of benefits to owners.• Led the functional team in “Trashing the Timesheet” effort to convert from charging time to fixed fees.• Frequent featured speaker to professional groups, seminars, and training events such as ASPPA, the Western Pension Conference, and CPA groups.

TRANSAMERICA LIFE INSURANCE COMPANY – LOS ANGELES, CA 1999–2000A major provider of insurance, investment instruments, and retirement plan solutions.Senior Client Services ConsultantSupported the national organization in marketing and administration of defined-contribution plans and investment services. As senior consultant in the home office, dealt with escalated problems in regional offices that exposed the company to risk.• Managed relationships for a specific book of business that included larger and more complex plans.• Successfully resolved complex and potentially costly administrative problems and complaints arising from plan operational defects.JAY LUBER, CONSULTING – SAN DIEGO, MEXICO, PITTSBURGH 1992–1999Provided training to Sony North America, Motel Six, and General Instrument Corp.ConsultantSecured long-term contracts with three leading corporations in manufacturing and hospitality to design and deliver training solutions in Oracle Manufacturing and Finance applications, human resources, and diversity.• Managed a $1M budget, created the training plan for three levels of solution providers, and managed the training in Oracle Manufacturing and Financial Applications at General Instrument.• Managed end-user training at three Sony facilities in the US and Mexico with more than 15,000 employees who spoke multiple languages. • Developed and managed end-user assimilation activities to support GI’s initiative to standardize manufacturing and financial systems worldwide.• Facilitated cooperation between Finance and IT to improve efficiency of Oracle Financial Application implementation at Motel Six.

A leading US defense and aerospace contractor.Manager, Retirement & Savings Plan AdministrationLed the administration of the company’s 401(k) Profit Sharing and Pension plans.• Enrolled management in converting in-house 401(k) plan administration to outside 3rd party for a 50,000-life plan. Led the evaluation, selection, and conversion to a third-party savings plan with administrative systems that included an automated voice-response system for inquiries, information, and loan and withdrawal processing. The system achieved an 18-month ROI that saved an estimated five person-years of effort annually and reduced cycle time 50%.• Led an effort to design and develop employee communications that increased 401(k) participation 13%.• Managed implementation of a new retiree payroll system with a new trustee and third-party administrator paying 11,000 retirees $11M per month. Automated administrative process and reduced processing cycle 40% to save expenses equivalent to two person years.• Consistently rated as one of the top three speakers at national employee benefits seminars.

• Consultant, Wyatt, 1981–1986. Opened and managed plans with 3,000 to 50,000 employees on behalf of one of the largest actuarial companies in the world.• CPA, Cohen Luber & Associates, 1978–1980.• Division Administrator, Mitre Corp, 1975–1977. Monitored government agency service contracts with the US Army, DARPA, ARPA, BSI, USAREUR, CENTAG, and NSA.