* Led the development of a new investment management framework to align LOBs practices and optimize the balance sheet to protect capital and earnings, increasing CET1 ratio by ~1% and unlocking PBT of >RM2.4bil* Co-led the establishment of Maybank Singapore's inaugural $10b Covered Bond Program, managing data, documentation, roadshow, and internal operationalization, leading to the successful first issuance of EUR500m* Built programs in SQL and Python to analyze multiple large datasets (>400m data points); developed data-driven recommendations for business* Developed quantitative models for analyses, i.e., quantified deposit stickiness profile of Bank's customers to inform deposit retention strategies* Automated workflows and optimized codes to shorten the processing time by >70%* Product Owner for in-house digital tools that monitor and report capital and liquidity metrics, and manage securitization assets

📚 Non-profit organisation to address learning loss and inequality due to Covid-19💡 Free one-to-one tutoring to underserved secondary school students in Malaysia to equip them with the skills and confidence to perform better academically and gain motivation to achieve their fullest potential📧 Do reach out if you are keen to be involved!

* Presented a policy proposal to the Prime Minister which was brought to cabinet meeting* Undertook research and writing on employment insurance scheme and free higher education