• Provided subject matter leadership for a Volcker metrics production end-to-end methodology and governance review at a major US bank. • Supported multiple French, UK and Japanese institutions as a subject matter advisor with the development of their Volcker metrics production capabilities. • Oversaw Volcker compliance program development at a top five US bank including conducting a final rule gap assessment against current capabilities, developing enterprise and line of business policies and procedures, designing and building control infrastructure and governance framework and implementing surveillance and monitoring capabilities.• Managed a pre-final rule Volcker trading unit gap assessment across the treasury, foreign exchange and capital markets mortgage operations of a leading US bank holding company. Supervised the gap analysis process against the proposed regulation and provided a summary of findings and recommendations to the executive steering committee. • Assisted a top-tier US financial institution with compiling its Recovery and Resolution Plan (Living Will) as required under the Dodd-Frank Act. Managed the creation of information request templates for material entities and core business lines / critical operations. Compiled a detailed table of contents for the Living Will based on Fed and FDIC guidance. Drafted the material entity and bank holding company strategic analysis sections of the Recovery and Resolution Plan. Led the training and transition of project responsibilities to the business as usual team.

• Provided subject matter guidance and review of the Recovery and Resolution Plan for a US insured depository institution affiliate of a European globally systemically important financial institution. • Analyzed affiliate transaction implications of Dodd-Frank Act on Regulation W (Federal Reserve Act Sections 23A and 23B) at a major US bank holding company. Performed detailed analysis of all OTC derivative, repo and securities lending transactions across 16 bank affiliates and quantified exposure amounts impacting regulatory thresholds. Developed roadmap based on findings addressing initial and variation margin requirements and Regulation W monitoring process adjustments. • Executed the following tasks as part of the implementation of the Basel II securitizations framework at a leading US bank holding company: • Provided subject matter advice and management of the implementation of US Basel II Final Rules within six international (EMEA, Asia and Canada) and two US-based lines of business acquired through a merger with a major international investment bank. Managed data collection assessment, US Basel II Final Rule gap assessment, documentation of key findings and development of business requirements documentation to support policy, procedure and technology efforts. Sample securitization structures included: Residential Mortgage-Backed Securitizations (RMBS), Commercial Mortgage-Backed Securitizations (CMBS) and Collateralized Debt Obligations (CDO);

• Led line of business integration compliance efforts for US residential mortgage-backed securities portfolio conducting Basel II final rule gap assessments, developing and executing on gap closure work plans, drafting and implementing policies and procedures, holding training and implementation meetings and conducting detailed data collection and validation processes ($13 billion of exposure across 1,900 securitization deals). Managed the US Basel II Final Rule regulatory gap closure process by documenting work efforts performed and coordinating the process for review and sign-off with Basel II stakeholders in preparation for publication of results for the Program Management Office (PMO), Audit and Regulator review;• Developed business requirements to facilitate capital optimization objectives aimed at servicer cash advance exposures with an estimated risk-weighted asset (RWA) savings of $99 billion. Assisted with technology review process and line of business implementation of said requirements; • Assisted with the implementation of SFAS 167 by evaluating impacts of consolidation on the institution’s residential mortgage-backed securities portfolio, and asset-backed commercial paper conduits (ABCP) including day one accounting treatment, data availability for Basel II data sourcing, line of business data capture instructions and impact assessment to regulatory capital calculations. Managed the development of tactical and strategic business requirements for use of Supervisory Formula Approach (SFA) on consolidated ABCP conduit assets designed to improve capital position by $90 billion in RWA;

• Created governance process flows and associated narratives through the collaboration of multiple stakeholders in support of troubleshooting and issue escalation, technology enhancement request processing and prioritization and additions of new lines of business within the securitizations system of record;• Assisted with the implementation of Basel II at a major US financial institution. Managed key project tasks, status reporting and resources to ensure the timely completion of all deliverables. Facilitated the lowering of overall exposure within the corporate investment banking division by establishing the novations infrastructure capable of recognizing the risk mitigating effects of pooled financial collateral and the netting of offsetting exposures for OTC derivative positions. Reviewed International Swap and Derivatives Association (ISDA) master agreement, schedule to the master agreement and credit support annex, and extracted key data elements for approximately 300 counterparties resulting in a regulatory capital reduction in excess of 60%. • Evaluated valuation methodologies for a leading financial institution in the banking industry. Analyzed the existing methodologies for equity derivative products and determined a hierarchy assignment for regulatory reporting based on the observability of inputs and market participants’ risk assumptions. Recommended process and methodology changes to maximize the observability of inputs and ensure compliance with SFAS 157. Reviewed and analyzed the valuation methodology of the private equity division of a major U.S. financial institution in conjunction with the adoption of SFAS 157 and 159.

• Performed the following tasks in conjunction with the adoption of SFAS 157 and 159 within the mortgage division of a leading domestic financial institution:• Wrote technical requirements and coordinated with IT/Reporting to develop a data repository with financial and managerial reporting capabilities. Performed user acceptance testing in conjunction with database development. Developed and documented procedures to query database and produce elements required for 10Q/K disclosure reporting;• Provided assistance with required process and methodology changes under SFAS 157 (including back testing a portion of the TBA trades and developing a summary of management’s position concerning its valuation approach in preparation for its annual audit). Also, ensured that the current valuation methodologies for loans held for sale were in compliance with the standard;• Facilitated and led meetings with key client stakeholders concerning emerging industry and accounting issues relative to SFAS 157 and 159 and mortgage banking (i.e. SAB 109);• Evaluated the elections under SFAS 159. Performed pro forma transition adjustment calculations and developed current vs. future state comparisons for booking purposes;• Established new reporting infrastructure to handle and segregate new fair value positions from existing positions;• Drafted policies and procedures to document and support the changes to existing operations and facilitated the change management process.• Performed a detailed review of anti-money laundering controls and processes in the cross-border division of a top five U.S. bank. In preparation for a regulatory review, performed a detailed look back of controls around customer due diligence; exposure to politically exposed persons and senior foreign political figures; structuring of transactions; and filing of suspicious activity reports and cash transaction reports. Analyzed and issued recommendations for improvement of said controls.

• Facilitated the integration of two top tier broker-dealers by analyzing anti-money laundering policies and procedures for compliance with the USA PATRIOT Act, the Bank Secrecy Act, and other regulatory statues set forth by the SEC, NASD and NYSE.• Analyzed investment fund distributions and tax documentation at a leading international financial institution in order to ascertain the status of payments made to limited partners. Recreated account statement histories and examined accounts payable records and general ledger transactions thereby determining the location of undistributed funds. Presented proposed distribution methodology to management.• Supervised a team tasked with the procurement and validation of various tax withholding documents in the loan syndication department of a leading international financial institution. Developed and implemented a performance management tool used to track team productivity and allocate resources effectively.• Performed a comprehensive review and documentation effort related to a multi-billion dollar structured transaction on behalf of a top ten bank holding company. Reviewed deal covenants and interviewed process owners and end users in order to compile documentation required to satisfy OCC requirements. Documented processes and procedures involving accounting, deal setup and asset reinvestment. Coordinated weekly status and budget reporting efforts.

• Led an effort focused on building out the Volcker enterprise compliance program at a major US bank with significant international operations. Oversaw a team tasked with drafting corporate policy, implementing independent testing protocols, performing process risk assessments, satisfying recordkeeping requirements, developing a corporate training approach, documenting the compliance program, instituting surveillance capabilities and facilitating line of business implementation efforts.• Provided subject matter guidance and executive leadership to support the development of a Volcker Rule quantitative measurement calculation engine and control framework at a top tier US bank. Assisted with business requirement gathering and documentation, design, testing and implementation across the following lines of business: home mortgage capital markets trading, retail and institutional broker dealers, foreign exchange trading and corporate treasury. Led implementation of line of business efforts across the enterprise and facilitated program governance setup and maintenance. • Led a Volcker compliance monitoring, testing and surveillance initiative for a top-tier global financial institution focused on identifying, designing and implementing second line of defense routines across the proprietary trading, covered funds and enhanced compliance program aspects of the rule.

• Performed over 500 customer audits, identifying breaches in contractual obligations, which led to an estimated increase in revenues of approximately $265,000• Completed team objectives designed to maximize sales force and compliance team efficiency by ascertaining the most promising customers for contract renewal and formal audits • Applied research, analysis, and problem solving skills to complete intricate reconciliation procedures

• Recovered approximately $250,000 in overpaid taxes while completing projects under the direction of the U.S. tax manager• Communicated frequently with foreign subsidiaries in Latin America, using the Spanish language, to resolve questions and translate information for executives• Assisted in the creation and organization of multimedia presentations depicting various tax strategies and alternatives, which were ultimately used in board meetings • Headed multiple organizational projects, increased efficiency within the department by establishing an electronic filing system for international tax returns