Highly experienced Payment Products, Services, Network and Systems Professional (Sr. Project Manager and Sr. Product Manager) with an extensive background in client and customer Project / Product implementations involving systems / network upgrades, EFT, bankcard systems, network operations, POS, ACH, strong Debit and Debit gateway experience, solid knowledge of Credit / Debit and other payment settlement processes. Strong understanding of encryption processes - security modles, DUKPT and more.Worked with Financial Institions (FIs) and small and large Merchants, including Wal*Mart, etc.Commercial Card processing and implementations experience. Thorough understanding and knowledge of online and back office applications, and of VisaNet processing and services in particular. Successful leader and motivator of project / product management teams. Strong planning and people-centered management skills. Excellent written/interpersonal communications skills.Specialties:VisaNet systems: Base I, VIP, Base II, CORE, Config. I have a particularly strong background working with single message processing. Visa services: Merchant Direct; Interlink; Plus; Global ATM; Check Card; POS Check; PCAS; VAU; Visa Extras; Visa Rewards; Verified by Visa; transaction routing; gateway services.