With over 20 years of experience as a leader in Risk Management, my dedication to creating cutting-edge risk management strategies and solutions within the fintech space has been a driving force in my career. Currently, I lead our efforts to offer innovative financing solutions tailored to the small and medium-sized business community. My role encompasses development of risk policies and the creation of procedures and models, including monitoring and reporting of risk exposure and performance. I enjoy the synergy of working alongside stakeholders to champion compliance, ensure strategic alignment, and foster transparency. Previously in my career, I enjoyed playing significant roles in the stewardship of risk management at Clicklease, Snap Advances and Community Choice Financial - three players in the alternative lending landscape. I have also provided consultation and strategic direction in risk modeling and data analysis for several companies, including major banks and credit unions, helping improve the efficiency and results of their financial products.My forte lies in banking, credit risk, and comprehensive risk management, complemented by a keen analytical acumen, adept communication, machine learning modeling, and leadership qualities. I am also constantly improving my abilities to accomplish strategic business objectives, whether that be through learning new coding languages or staying up to date on the latest trends in data science and analytics. Fueled by a mission to democratize access to capital for the underserved and underbanked communities, I stand committed to principles of collaboration, innovation, and diversity.Areas of Expertise:✭ Risk Management & Assessment ✭ Data Analysis & Research ✭ Organizational Excellence✭ Identifying Needs & Overcoming Obstacles✭ Building Strong Relationships✭ Business Development & Optimization ✭ Motivational Leadership
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Data Lending SpeciaistGoldenwest Credit UnionOgden, Ut, Us -
Finance ExecutiveJj Consulting Apr 2024 - PresentOgden, Utah, United States
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Chief Risk OfficerClicklease 2018 - Apr 2024Salt Lake City, UtahIn my current role as Chief Risk Officer, I: • Recruited, developed, and managed a high-performance Data Science Team comprised of 12 Data Scientists. • Champion the team through the development of standardized reporting and the implementation of a company-wide data structure to permit analytics and reporting.• Facilitated growth of small business leasing portfolio to $200,000,000 per year of originations while maintaining cash flow profitability.• Created a companywide reporting suite, implemented a firm Tableau reporting structure, deployed Tableau KPI reporting for all departments, and streamlined real-time reporting.• Facilitate and execute strategic plans, compliance policies and credit risk strategy. Implemented and sustained ML, XGBoost, and Logistic Regression Models.• Successfully develop and implement ML scorecards and underwriting policies that produced 100% automated decision-making. -
Chief Risk Officer (Cro)Snap Advances Dec 2017 - Jun 2018 -
Chief Risk OfficerCommunity Choice Financial, Inc. 2007 - 2017In my previous role as Chief Risk Officer, I: • Developed and maintained an automated underwriting system for a payday loan product. Developed and Implemented a model to convert payday customers to installment loans.• Deployed and tracked existing payday loan portfolio and successfully migrated 98% of manual underwriting to automated decisioning.• Responsible for all loan forecasting, including the development of loss forecasting models and validation of all predictive models.• Provided strategic planning and support in adjusting internal products and processes to reduce risk exposure. Prepared and implemented daily reporting, delivered extensive profitability reporting, and implemented monthly reporting.• Spearheaded tactical negotiations and documentation for new and existing credit products.• Established and oversaw a comprehensive reporting package to monitor and analyze portfolio growth and performance and implemented installment loans. -
Vice President, Risk Management, Strategic Decision AnalyticsWells Fargo Bank 2000 - 2007In my previous role as Vice President, Risk Management, Strategic Decision Analytics, I: • Developed and maintained third-party relationship with an application processing vendor to provide automated decisions and produced reporting and tracking to validate processes.• Oversaw and ensured company compliance by preparing and maintaining OCC Exception reporting and implementing Board reporting.• Developed and maintained analysis for credit policy changes. Including recommendations and implementation of payment-to-income and loan-to-value standards for credit policy. • Developed and implemented application scorecards to produce an increase in automated underwriting at a third-party vendor.• Authenticated performance and maintained all due diligence on Scorecards, resulting in a 20% increase in automated decisions.• Conceptualized, developed, and launched a Behavior scorecard for use in Collections.• Managed all loss forecasting for Indirect Auto Portfolios; Leveraged extensive understanding of collections functions and the underwriting process to provide loss forecasting based on vintage curves and roll rates. • Successfully developed a FICO-based Loss forecasting model and effectively managed underwriting for a $60MM indirect auto portfolio. -
Risk AnalystThe Associates 1997 - 1998
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Risk AnalystFidelity Investments 1993 - 1997
Jeff Hatch Education Details
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Finance
Frequently Asked Questions about Jeff Hatch
What company does Jeff Hatch work for?
Jeff Hatch works for Goldenwest Credit Union
What is Jeff Hatch's role at the current company?
Jeff Hatch's current role is Data Lending Speciaist.
What schools did Jeff Hatch attend?
Jeff Hatch attended Weber State University.
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Jeff Hatch
Husband, Dog Dad, Certified High Performance Coach, Certified Personal Transformation Coach, Nfl Alum, Sober Advocate, Stigma Destroyer, Artist, Gym RatPortland, Oregon Metropolitan Area1uhsinc.com
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