Jeffery Freeman Email & Phone Number

Cary, Il, Us

Chicago, Illinois, United States

Westmont, Il

Westmont, Il

Westmont, Il

Bloomingdale, Il

Bloomingdale, Il

80 Stratford Drive, Bloomingdale, Il

Responsibilities: Application deal flow, turn around time, customer experience, and underwriting / risk analysis for assigned queues of mortgage (90%), 2nd mortgage, retail, and small business loans. Liaison to Sr. product and sales managers. Underwriting of complex deals for private banking group with significant exception authority. Compilation and presentation of business plan and results to Sr. management. Member of collective management team responsible for direct and indirect supervision of up to 20 employees.Key Accomplishments:* Consolidated mortgage and retail underwriting functions reducing headcount by 10% despite a 50% increase in application volumes*Reduced mortgage processing times from 50 to 25 days*Redesigned second mortgage lending matrix*As project co-leader, migrated Small Business Underwriting into Retail Operations saving $$, space and streamlining operational control.*Redesigned mortgage application and disclosure workflow to insure compliance with updated GFE and early TIL requirements.*As part of collective management team restructured workflows and job descriptions in order to reduce headcount by 50% in response to cyclical downturn.*Reduced retail loan processing time from 26 to 10 days resulting in a 50% reduction in customer withdrawal rates and a 33% increase in private client, trust and commercial referred business.*Member of bank's Sr. Retail Loan and CRA committees 2003- 2010.

Chicago, Il

Responsibilities: Origination, underwriting, and closing of small business, retail, and mortgage loans in a decentralized underwriting environment. Collection of delinquent accounts. Cross-sales of insurance, trust, deposit, and other bank services. Participation on task forces to develop and evaluate new policies, products, and marketing strategies. Development of referral networks.Key Accomplishments:*#1 ranked Jr. Officer 1996*#1 ranked lending branch 1998-2000 (#4 in 1997)*Exceeded bank growth rate with a 26% increase in loan receivables in 1998 and over 50% in 2000.*Set new branch sales records 1998-2000*Promoted to Assistant Vice President with responsibility for the lending function at 3 branches (6 employees) 1999.

Bannockburn

Responsibilities: Development and supervision of 8 full time credit and collections employees. Seasonal needs took this to 20 at times. Individual and portfolio credit risk analysis. Negotiation of contract defaults and repossessions. Purchase of indirect paper.Key Accomplishments:*Assisted in implementation and audit of MDS automated scoring system.*Decreased delinquency from 10% in 1992 to 2.2% in 1995.

Bannockburn, Il

Responsibilities: Skip tracing, collections, customer service, and credit analysis.