Manager of a portfolio of Asset-based commercial accounts ranging in size from $10MM-$1Bn+ in revenues. During 7+ years in this position I successfully underwrote and managed more than $500MM in loans without losses. Portfolio was a diverse collection of commercial and industrial business enterprises that required industry knowledge, loan structuring expertise, ability for underwriting acquisitions, resolution of problem loans, improving profitability and cross-selling other GE financial products.

Vice President/Senior risk officer/Senior Credit Review Officer/Senior Loan Officer 12/00-05/01: Manager of a portfolio of Asset-based commercial accounts ranging in size from $3MM- $25MM in exposure. In 15 months in this position, I successfully managed 3 serious problem credits to complete resolution with no losses including payment of all fees and expenses. 01/98-12/00: Responsible to independently evaluate, verify and report to senior management credit risk rating integrity, policy compliance and work with bank regulatory authorities on appropriateness of actions on corporate, commercial and asset-based loans. In 2 years in this position I made numerous recommendations for Risk Rating changes and action plans to reduce risk and enhance information flow from borrowers. 01/92-01/98: Approving officer for a portfolio of marginal and problem commercial and asset-based loans in excess of $500M. Supervised resolution and retention of over $425MM in problem credits that required rehabilitation, restructuring and workout. Counseled and trained lending and workout staff on problem loan rehabilitation, retention, workout and policy. Assessed overall quality, statistics and migration of portfolios, recommended remedial actions for portfolio management and enhancements to prevailing processes. Developer and instructor for bank-wide credit quality analysis and training seminars.