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Goal-oriented and steadfast Mortgage Underwriter with a progressive career in managing the loan closure process in the mortgage, insurance and securities industries. Expertise in mortgage processing, underwriting, loan operations, customer service and risk assessment. Excel at ensuring all loan documentation is complete, accurate, verified and complies with company policy. Strong interpersonal skills with strengths in clearly communicating with multiple stakeholders. Adept at collaborating with underwriting leaders on difficult loan decisions and with sales, operations and closing teams to accelerate loan closings. Work well independently and as part of a team. Self-motivated and resourceful in managing an assigned pipeline and accomplishing desired results within deadlines.
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Sr Loan ProcessorThe One Brokerage Sep 2022 - PresentUnited States -
Sr Mortgage Loan ProcessorCaliber Home Loans, Inc. Apr 2020 - Aug 2022Remote -
Licensed Loan Officer Assistant #1623524Homebridge Financial Services, Inc. Apr 2017 - Apr 2020Prescott, Arizona -
Sr. Loan AnalystFairway Independent Mortgage Corporation Jul 2015 - Oct 2016Prescott, ArizonaAccelerated loan operations by handling the processing and pre-closing tasks for the company’s conventional, FHA and VA loans. Manage the end-to-end process, including analyzing credit reports and appraisals, gathering documentation, and processing the applications through the Automated Underwriting System (AUS). Review income documentation to calculate ratios. Collaborate with underwriting leaders to determine how to handle difficult loan decisions. • Maintained a pipeline of 40-50 loans per month to meet departmental goals.• Enhanced profitability and reduced risk by ensuring applications and supporting documentation complied with company and federal guidelines. -
Sr. Loan AnalystWallick & Volk Mortgage Bankers Nmls 2973 Mar 2015 - Jul 2015Prescott, ArizonaAccelerated loan operations by handling the processing and pre-closing tasks for the company’s conventional, FHA and VA loans. Manage the end-to-end process, including analyzing credit reports and appraisals, gathering documentation, and processing the applications through the Automated Underwriting System (AUS). Review income documentation to calculate ratios. Collaborate with underwriting leaders to determine how to handle difficult loan decisions. • Maintained a pipeline of 40-50 loans per month to meet departmental goals.• Enhanced profitability and reduced risk by ensuring applications and supporting documentation complied with company and federal guidelines. -
Loan ProcessorSuburban Mortgage Inc. Aug 2014 - Mar 2015Prescott, ArizonaFacilitated consumer loans by managing the end-to-end application process. Collaborated with sales and operations to expedite applications. Leveraged underwriting background to accelerate processes and adhere to industry best practices.• Maintained a pipeline of 20-30 loans per month to meet departmental goals.• Consistently achieved high marks for efficiency and effectiveness while working remotely. -
UnderwriterNew Penn Financial, Llc Mar 2013 - Aug 2014Home- RemoteManaged the acceptance or rejection process for mortgage applications, including evaluating the prospective client’s credit, capacity, collateral, capital, and compliance documentation. Using sound judgement and deep understanding of the company’s policies to determine if a potential borrower presented an appropriate level of risk. Fielded underwriting questions from processors and bankers and worked with underwriting leaders on difficult loan decisions. Submitted mortgage applications thru AUS and reviewed filings. -
UnderwriterQuicken Loans Mar 2012 - Mar 2013Scottsdale, Az- RemoteCarried a pipeline of over 300 loans. Managed the acceptance or rejection process for mortgage applications, including evaluating the prospective client’s credit, capacity, collateral, capital, and compliance documentation. Using sound judgement and deep understanding of the company’s policies to determine if a potential borrower presented an appropriate level of risk. Fielded underwriting questions from processors and bankers and worked with underwriting leaders on difficult loan decisions. Submitted mortgage applications thru AUS and reviewed filings. -
Consumer Loan UnderwriterWells Fargo Home Mortgage Apr 2010 - Dec 2011Tempe, ArizonaManage a pipline of 50+ loansMainatain a high level of customer service and professionalism with cutomers and third party vendorsWork independently with minimal supervisionOriginize, prioritize, and complete multiple tasks in a high production enviormentReview income and asset documentation, credit and home valuesReslove routine issues with borrowersCoordinate closing activities with borrower and department -
Loan Servicing SpecialistBank Of America Sep 2009 - Feb 2010Chandler, AzProcess loans approved by the Senior UnderwritersManage a pipline of 70+ loansMaintain a high level of customer service to borrowers, loan officers and other third partiesVerify and analyze conditions for approval such as assets, income documentation, credit reporting and home valuations -
OperationsCharles Schwab Feb 2008 - Jun 2009Proactivly work with clients to review appropriate account informationResponsible for opening new accountsMaintain direct contact with clients, through various communication channels to handle a varity of requests
Jennifer Roth Skills
Jennifer Roth Education Details
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Business Administration And Management, General -
Bachelor'S Degree
Frequently Asked Questions about Jennifer Roth
What company does Jennifer Roth work for?
Jennifer Roth works for The One Brokerage
What is Jennifer Roth's role at the current company?
Jennifer Roth's current role is Mortgage Loan Processor.
What is Jennifer Roth's email address?
Jennifer Roth's email address is jr****@****hoo.com
What is Jennifer Roth's direct phone number?
Jennifer Roth's direct phone number is +148030*****
What schools did Jennifer Roth attend?
Jennifer Roth attended University Of Phoenix, University Of Wisconsin-Madison.
What are some of Jennifer Roth's interests?
Jennifer Roth has interest in Exercise, Sweepstakes, Nascar, Home Improvement, Reading, Sports, Golf, Home Decoration, Cooking, Electronics.
What skills is Jennifer Roth known for?
Jennifer Roth has skills like Underwriting, Credit, Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Mortgage Underwriting, Loan Servicing, Refinance, Loan Origination, Management, Banking.
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Jennifer Murphy
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Jennifer Roth
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Jennifer Roth
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