Jennifer Mickool Email & Phone Number

Boston, Massachusetts, United States

• Underwrote and closed multifamily taxable and tax-exempt debt financing for affordable housing developments.
• Reviewed financial feasibility of proposed development sources and uses and operating budgets, created 15-year pro formas, provided supportable loan size recommendations.
• Used critical thinking and collaborative approach throughout the underwriting process, including review of environmental assessments, design and construction documents, market studies, appraisals, and partnership or.
• Developed strategic solutions and credit recommendations to meet the Agency’s credit requirements, assisted in preparation and presentation for review and approval by the Agency’s board.

Boston, MA

• Assessed homeownership applicants’ income eligibility for down payment assistance, ensured compliance with Area Median Income and Bank credit requirements, communicated status of application to member financial.
• Reviewed feasibility and sponsor capacity for Multifamily affordable housing grants, presented review to internal committee.
• Prepared analysis and reports for five affordable housing programs, including monthly program reconciliations, quarterly financial reports, and quarterly summary presentations for Senior Management.

• Monitored Market, Credit, and Operational risk for $90 billion in Multifamily, Single Family, and Commercial Real Estate collateral required to secure advances to member financial institutions.
• Used quantitative techniques including excel formulas, pivot tables, SQL, Monte Carlo Simulation, interest rate stress testing and modeling, benchmarking, and back testing. Presented analysis to Senior Management.
• Assessed economic health of regions with high collateral exposure, presented findings to the Bank’s Credit Committee quarterly.
• Assisted in ad hoc department projects including the development of a logistic regression model and benchmarking the Bank’s collateral margins to the Federal Reserve’s collateral margins.

Bristol, Rhode Island

Served as a live-in leader, program facilitator, and resource for 350 residents.Worked with business faculty to create programs and promote academics within a Business Living Learning Community. Partnered with staff members to create and facilitate programming for up to 350 residents.

Master Of Business Administration (M.B.A.), Finance, General

Bachelor Of Applied Science (Basc), Economics

Activities and Societies: Resident Assistant, Student Senate, Dining Committee, International Relations AssociationCompleted a Bachelor of.

Business, French