Jerry Mccoy Email and Phone Number

• Reviewed complex consumer and commercial loan documents, including collateral inventory, to ensure compliance with SBA guidelines and internal standards.• Conducted financial investigations of obligors, determining liability and recommending appropriate collection or negotiation actions.• Prepared comprehensive written credit recommendations and obtained supervisory approval for collections and real estate transactions.• Initiated charge-off actions on delinquent loans• Negotiated hardship compromise agreements, maximizing recoveries while providing resolution for obligors in difficult financial situations.• Collaborated with teams to prepare necessary documents for various loan servicing actions.

Delivered comprehensive educational resources and tailored capital solutions to both urban and rural homebuyers, empowering them to navigate the homeownership process.Expertly implemented loan products, leveraging specialized down payment assistance programs to create accessible financing options for first-time and low-to-moderate income borrowers.Acted as a key liaison, fostering partnerships between local and national nonprofit organizations, collaboratively supporting initiatives aimed at promoting sustainable homeownership for underserved communities.

Began as an Open Enrollment Specialist and swiftly advanced to a full-time Employee Benefits Consultant due to exceptional performance.Educated corporate employees on a wide range of health and ancillary benefit options, ensuring a clear understanding of available choices.Facilitated seamless enrollment in comprehensive benefit plans, including disability insurance, accident and cancer insurance, hospital indemnity plans, and health savings account (HSA) plans, tailored to meet individual and organizational needs.

Honored with BBVA's prestigious Pinnacle Award in 2011 for outstanding performance in mortgage banking.Spearheaded the training and engagement of up to 16 local branches in the Birmingham, AL area, empowering teams to identify and capitalize on mortgage opportunities by strategically positioning new and existing bank customers.Conducted in-depth training for platform members on effectively utilizing the point-of-sale system to originate mortgage loans, while managing and tracking loan pipelines to ensure streamlined operations and enhanced customer experiences.

Promoted to Mortgage Processing Team Leader following a successful tenure in mortgage processing, recognized for consistently exceeding performance targets.Led a dynamic team of 5 to 12 members, driving efficiency and accuracy in processing mortgage applications while fostering a collaborative team environment.Honored with AmSouth's prestigious Cornerstone Award on three occasions for exceptional leadership, operational excellence, and contributions to team success.

Served as a Supply/Logistics Specialist (MOS 3043) in the U.S. Marine Corps, overseeing critical supply chain and logistical operations.Completed Marine Corps boot camp at Parris Island, South Carolina, followed by advanced training at Camp Lejeune, North Carolina, where I graduated in the top 3 of my class.Deployed from 1982 to 1984 to Marine Barracks, Roosevelt Roads, Puerto Rico, providing essential logistical support and operational readiness.From 1984 to 1986, served with the 4th Marine Headquarters Battalion, Naval Support Activity, New Orleans, Louisiana, contributing to strategic logistics under the 4th Marine Division.Honorably discharged in 1986, with inactive reserve status maintained until 1990, demonstrating continued commitment to service.