Mortgage Warehouse Purchase & Sale facilities. Director, Warehouse Lending: Responsible for supervising and growing a warehouse lending division that launched in 2020. Responsible for all aspects of business development, including identifying the target customer, building a robust client pipeline, completing the underwriting and due diligence of potential clients, obtaining board approval, onboarding clients and maintaining positive working relationships with clients.Also be responsible for overseeing operations team. Including direct supervision of staff, ensuring projects are completed on time, streamlining processes, implementing technologies to automate manual processes, and ensuring robust internal controls and prudent lending standards and legal documents.Primary contact for executive management in the implementation of business unit strategies, major project deliverables, and leading sales and operations. This includes assisting in the development of annual financial budgets, developing department KRIs and KPIs, producing and presenting monthly board reports, and related division reporting and presentations.

Emerging Banker: CMS has formed an Emerging Banker program that provides an opportunity for Brokers, Branches and even Regional Mortgage operations to transform into their own Mortgage Banking entity. One application and one approval for a Non-Delegated Correspondent and Mortgage Warehouse Facility. The transition from merely originating loans to providing the underwriting, closing, funding, and sale of loans into the secondary markets can be a formidable task with a huge investment – that’s where CMS comes in. It’s difficult to make a full time commitment with a part time staff. Partner with CMS for all or any part of the mortgage processing, underwriting, and disclosure creation - and mitigate the compliance risk with full back office support.Wholesale: Capital Mortgage Services of Texas is a well-established lender based in Lubbock, Texas and is licensed in 49 states. CMS provides unparalleled customer service and quality fulfillment services, all combined with technological innovation. We are currently expanding our wholesale channel throughout the Eastern United States and are forming quality relationships with Brokers, Community Banks and Credit Unions.FHA, VA, and USDA Lender Sponsorship's Available. We have the ability to offer almost any product you can think of.

Vice President – Sr. Relationship Manager, Northpointe Bank Mortgage Purchase ProgramOver 30 years of Banking and Mortgage Industry experience: Responsible for all aspects of the Management of Mortgage Warehouse client relationships, including client origination, financial review, underwriting, closing, boarding, client monitoring and performance. Create, interpret and apply policy. Work with team to develop new products; Foster and develop strong relationships with clients, referral sources and industry professionals. Prepare and present New Loan Proposals, Line Increase Requests, Annual Reviews.Northpointe was founded, and is managed and staffed by Mortgage Bankers for Mortgage Bankers. We’ve been providing warehouse facilities for over eight years and have developed a state of the art interactive system that makes boarding, tracking and settling warehoused loans very simple.SOME OF OUR PROGRAM HIGHLIGHTS: From $2 million to $100 million (with bulge capability) Competitively priced, one funding fee Advance rate at 100% of note No non-use fees All 50 states plus DC Deposit amount at 1% of outstanding balance, not total line. Non QM Sub limit Hospital Line's Emerging Banker FacilitiesThere are other great features and benefits that we would like to discuss

Director of Quatrro’s Business Development initiatives with responsibilities of initializing and directing new business opportunities with established mortgage banking operations of independent mortgage companies, mortgage divisions of banks and credit unions and the Quatrro’s Trusted Advisor program. Quatrro is able to leverage 25+ years of Jerry’s experience. Quatrro is a global services company offering business and knowledge processing services to organizations seeking higher operational effectiveness, greater flexibility and lower operating costs. For over 21 years, companies have been relying on Quatrro to leverage the benefits of globalization and to gain significant competitive advantage.Quatrro’s Qprism is a non-invasive approach with no system integration requirements doubles the productivity of each Processing, Underwriting and Closing employee, adding 18+bps to the bottom line; Cuts company paid lock extensions adding 40+bps and Doubles the turn-rate of warehouse lines and accelerates Close to Trade timing, increasing yield by 20 to 50bps.Mr. Walters is proud to have established himself as a valued contributor to major National organizations. Combining core strengths in credit management, policy and procedure creation, business development, relationship management, financial analysis, due diligence reviews, negotiations, process improvement, cross-selling, profit growth, and account management

Jerry is Director of Quatrro’s Business Development initiatives with responsibilities of initializing and directing new business opportunities with established mortgage banking operations of independent mortgage companies, mortgage divisions of banks and credit unions and the Quatrro’s Trusted Advisor program. Quatrro is able to leverage 25+ years of Jerry’s experience. Quatrro is a global services company offering business and knowledge processing services to organizations seeking higher operational effectiveness, greater flexibility and lower operating costs. For over 21 years, companies have been relying on Quatrro to leverage the benefits of globalization and to gain significant competitive advantage.Quatrro’s Qprism is a non-invasive approach with no system integration requirements doubles the productivity of each Processing, Underwriting and Closing employee, adding 18+bps to the bottom line; Cuts company paid lock extensions adding 40+bps and Doubles the turn-rate of warehouse lines and accelerates Close to Trade timing, increasing yield by 20 to 50bps.Mr. Walters is proud to have established himself as a valued contributor to major National organizations. Combining core strengths in credit management, policy and procedure creation, business development, relationship management, financial analysis, due diligence reviews, negotiations, process improvement, cross-selling, profit growth, and account management

Olympia Capital Management, “OLYMPIA” is a diversified consultancy firm to the financial services community. Olympia offers risk management/secondary marketing software and a multitude of Mortgage Banking advisory services. Our client base includes Banks, Mortgage Banking Companies, Community Banks, Credit Unions, Hedge Funds, Financial Services Companies & Mortgage Warehouse Lenders. Through its 2Mark brand, OLYMPIA deploys its Desk Top Risk Management software to its clients, allowing them to manage their own interest rate risk and loan allocation to their secondary marketing investors. Our approach builds processes that manage operational risk, interest rate and credit risk; in order to maximize profitabilityOur Mortgage Banking consultancy assists a multitude of its clients with a number of services from complete GSE application advisory to GNMA securitization. Utilizing the experience of its executives, Olympia has been providing in-depth Due Diligence audits for Mortgage Warehouse Lenders. Our clients are afforded the opportunity to sell their mortgage production directly through one of Olympia’s trusted private conduits, enjoying access to FHA, VA, USDA Secondary Market. We are able to allocate your FNMA and Freddie Mac Mortgages with our trusted Seller Servicers, utilizing specified tool trading. Olympia can also provide allocation for conduit ineligible mortgages, clearing aged loans off warehouse facilities.Olympia has a successful track record of representing Merger, Acquisition and Private Capitalization of Mortgage entities. Our clients, past and present, have been enabled growth opportunities and exit strategies.The professional management of OLYMPIA has continually worked in the mortgage banking and credit industry for over thirty years and has an extensive history in Lending, Secondary Execution, Risk Analytics and Mortgage Banking. We have been advisors through a multitude of economic cycles;

VP Title is a National Title and Escrow Company serving some of the largest Mortgage Banking operations in the Nation. VP Title has state of the art technology and an experienced staff that provides unequaled service and support. On the ground in Texas, VP Title delivers title and closing services that exceed expectations.

Facilitating the Guggenheim GSE Mortgage Warehouse initiatives. Charged with growing and managing portfilio of GSE Seller Servicer accounts.

Joined a team of professionals whcih built this National Mortgage Warehouse lender from ground up. Transforming the company from start-up to National competitor. Drove business development by harnessing new markets, forging referral and business relationships, and managing Marketing and PR. Spearheaded creative marketing initiatives by developing marketing plans and budgets. Managed $350M portfolio. Evaluated and Underwrote new business presentations, Annual Reviews, Line Increases, Facility Renewals. Built a tracking analysis for portfolio profitability and to identify improvement opportunities. Established portfolio credit monitoring and risk rating analysis. Enhanced business processes by building and leading dedicated teams. Supervised 8 account representatives and credit analysts.

Directed RM and business development activities across Northeast US to expand book of new Mortgage Warehouse relationships. Prepared New Facility Presentations to Credit Committee, Conducted Annual Reviews and Facility Renewals. Cross Sold Additional Products. Grew portfolio from $85M to over $300M, Identified and pursued new clients by harnessing referral relationships, enhancing prospect follow-up process, and ensuring outstanding account relationship building. Built and mentored 3-person sales team.

Drove business development in New York and Pennsylvania territory. Supported sales of comprehensive structured finance facilities, including research, underwriting, and presentations. Liaised regularly with referral sources and prospects and participated in networking organizations.

Progressed through and promoted along various levels of Commercial Banking, Business Banking, International Trade Finance, Asset Based Lending. Lead a team of Relationship Managers and Account Underwriters, Loan Underwriting, SBA initiatives, Loan Portfolio Renewals and Annual Reviews. Aquisition converisions, Wholesale Automotive Lending. Leader in cross sell business initiatives, new business development, process improvement and various bank wide initiatives.