Sumit Jha Email and Phone Number
Sumit Jha personal email
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At Paytm, my focus is on scaling our digital Personal Loan product, achieving a remarkable 30% month-over-month growth in business volume. With an extensive background in product management within the fintech sector, I am currently spearheading A/B testing initiatives to enhance user experience and further business objectives.Previously at SmartCoin Financials, I played a pivotal role in launching India's first digital Gold based micro saving platform and micro insurance platform, contributing to sustained product growth. My approach integrates product analytics and data science, ensuring decisions are informed by in-depth analysis and strategic insights.
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Business Product - AgmPaytm Sep 2023 - PresentBengaluru, Karnataka, India• Scaling distribution based digital Personal Loan product at a 30% MoM growth rate in business volume • Created product roadmap and developed MVP of Loan against Property product• Driving multiple A/B experiments to improve user experience and boost business -
Senior Product ManagerSmartcoin Financials Jul 2021 - Sep 2023Bengaluru, Karnataka, India▪ Building a 100% digital micro saving platform for the financially underserved - Activating Loan seeking users towards a micro saving journey - Ensuring product growth of over 20%, month over month (since inception - Oct'21)▪ Building India’s first micro insurance platform▪ Leading the product initiatives along Rewards and Referrals▪ Leading product efforts for boosting engagement and retention -
Risk Product Manager | Portfolio & ProductSmartcoin Financials Mar 2020 - Jun 2021Bengaluru, Karnataka▪ Portfolio management and monitoring to ensure healthy growth while controlling risk ▪ Building and shaping new business opportunities by carving out safe (low risk) user Cohorts▪ User research and case analysis to understand the needs and challenges of users▪ Competitor analysis and benchmarking to provide users with value rich products -
Business Analyst | ApmAmerican Express Apr 2018 - Mar 2020Bengaluru Area, India▪ Merchant Financing Underwriting Product - Analytics and acquisition strategy development for Merchant Financing product- Developed first generation of ML based Merchant financing risk underwriting model - Leveraged Bank/Fin Statements, Bureau info, and portfolio nuances to boost risk prediction - Performance Improvement of 67% leading to an annual positive impact of $9 MM - Coordinated with multiple stakeholders to build features and ensured accurate and timely deployments▪ Spend Prediction on Non-Amex Cards (Size of Wallet) - Predicting spend of a customer on credit cards leveraging statistical techniques - Identifying Business opportunities by analyzing and transforming credit bureau data- Enhancing business logic by leveraging Machine Learning techniques using SAS, SQL, PYTHON -
InternAmerican Express Apr 2017 - Jun 2017Gurgaon, India• Identified early signals of recession for Global Corporates• Carried out risk analysis for assessment of 10 year performance data of Global organisations• Utilized Machine learning tools along with SAS and SQL for deriving results• Received a PPO from American Express for exemplary contribution during internship -
Senior Software EngineerSamsung Electronics Mar 2016 - Jun 2016Bengaluru Area, IndiaMobile Communication Division, IMS (4G/LTE) Team• Business Value Addition by providing solution development for feature enhancements• Enhanced IMS registration process of devices to outperform user and client experience• Coordinated and worked with multiple teams from R&D centers across geographies• Implemented USSD message flow which was adopted in all Samsung mobiles and tablets -
Software EngineerSamsung Electronics Jul 2014 - Mar 2016Bengaluru Area, IndiaMobile Communication Division, IMS (4G/LTE) Team• Implemented the solutions for project demands in a robust and timely manner.• Ideated and implemented the sending of Geo-location address for US based operator, T-Mobile• Selected to represent team in Samsung’s HQ in South Korea, for flagship "Galaxy S6" project• Promoted to Senior Software Engineer within 2 years of service for pronounced contributions
Sumit Jha Skills
Sumit Jha Education Details
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General Management -
Computer Science -
Rajendra VidyalayaIsc, Icse
Frequently Asked Questions about Sumit Jha
What company does Sumit Jha work for?
Sumit Jha works for Paytm
What is Sumit Jha's role at the current company?
Sumit Jha's current role is Senior Product Manager | Scaling digital products, A/B testing expert.
What is Sumit Jha's email address?
Sumit Jha's email address is 26****@****ail.com
What schools did Sumit Jha attend?
Sumit Jha attended Indian Institute Of Management, Kozhikode, Birla Institute Of Technology, Mesra, Rajendra Vidyalaya.
What are some of Sumit Jha's interests?
Sumit Jha has interest in Sudoku, Travelling, Touring, Cricket, Puzzle Solving, Photography, Solving Sudoku, Playing Cricket, Playing Tabla, Music.
What skills is Sumit Jha known for?
Sumit Jha has skills like C, Java, Html, C++, Windows, Data Structures, Photoshop, Php, Mysql, Tabla, Sudoku, Microsoft Office.
Who are Sumit Jha's colleagues?
Sumit Jha's colleagues are Shivani Singh Parihar, Raj Muhammad, Umesh Gupta, Sk Sahid, Rakesh Teli, Waseem Sajad Parray, Jay Harley.
Not the Sumit Jha you were looking for?
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Sumit Jha
B.E,Mba,C.Eng.,Cea,Cem,Pmp,Leed Ga,Leed Ap O&M, Ssyb | District Energy | Sustainability | Green Energy | Project Management | Energy Management | Energy Audit | Operational Excellence | Digital TwinAhmedabad1gmail.com -
2gmail.com, einfochips.com
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