Sumit Jha Email & Phone Number

Bengaluru, Karnataka, India

• Scaling distribution based digital Personal Loan product at a 30% MoM growth rate in business volume
• Created product roadmap and developed MVP of Loan against Property product
• Driving multiple A/B experiments to improve user experience and boost business

Bengaluru, Karnataka, India

• Building a 100% digital micro saving platform for the financially underserved - Activating Loan seeking users towards a micro saving journey - Ensuring product growth of over 20%, month over month (since inception.
• Building India’s first micro insurance platform
• Leading the product initiatives along Rewards and Referrals
• Leading product efforts for boosting engagement and retention

Bengaluru, Karnataka

• Portfolio management and monitoring to ensure healthy growth while controlling risk
• Building and shaping new business opportunities by carving out safe (low risk) user Cohorts
• User research and case analysis to understand the needs and challenges of users
• Competitor analysis and benchmarking to provide users with value rich products

Bengaluru Area, India

• Merchant Financing Underwriting Product - Analytics and acquisition strategy development for Merchant Financing product- Developed first generation of ML based Merchant financing risk underwriting model - Leveraged.
• Spend Prediction on Non-Amex Cards (Size of Wallet) - Predicting spend of a customer on credit cards leveraging statistical techniques - Identifying Business opportunities by analyzing and transforming credit bureau.

Gurgaon, India

• Identified early signals of recession for Global Corporates
• Carried out risk analysis for assessment of 10 year performance data of Global organisations
• Utilized Machine learning tools along with SAS and SQL for deriving results
• Received a PPO from American Express for exemplary contribution during internship

Bengaluru Area, India

• Mobile Communication Division, IMS (4G/LTE) Team
• Business Value Addition by providing solution development for feature enhancements
• Enhanced IMS registration process of devices to outperform user and client experience
• Coordinated and worked with multiple teams from R&D centers across geographies
• Implemented USSD message flow which was adopted in all Samsung mobiles and tablets

Bengaluru Area, India

• Mobile Communication Division, IMS (4G/LTE) Team
• Implemented the solutions for project demands in a robust and timely manner.
• Ideated and implemented the sending of Geo-location address for US based operator, T-Mobile
• Selected to represent team in Samsung’s HQ in South Korea, for flagship "Galaxy S6" project
• Promoted to Senior Software Engineer within 2 years of service for pronounced contributions

Master’S Degree, General Management

Activities and Societies: Elected Member, Backwaters (Management fest organizing committee - 2016 and 2017) || Elected Member, mPower.

Bachelor'S Degree, Computer Science

Activities and Societies: President, IET Students chapter, BIT Mesra || Elected Member, Core Organizing Committee, Bitotsav’14.

Isc, Icse

Activities and Societies: Awards for good academic performance || Gradutaed in Tabla (B. Mus - Bachelor of Music) || Best Scout in school.