• Scaling distribution based digital Personal Loan product at a 30% MoM growth rate in business volume • Created product roadmap and developed MVP of Loan against Property product• Driving multiple A/B experiments to improve user experience and boost business

▪ Building a 100% digital micro saving platform for the financially underserved - Activating Loan seeking users towards a micro saving journey - Ensuring product growth of over 20%, month over month (since inception - Oct'21)▪ Building India’s first micro insurance platform▪ Leading the product initiatives along Rewards and Referrals▪ Leading product efforts for boosting engagement and retention

▪ Portfolio management and monitoring to ensure healthy growth while controlling risk ▪ Building and shaping new business opportunities by carving out safe (low risk) user Cohorts▪ User research and case analysis to understand the needs and challenges of users▪ Competitor analysis and benchmarking to provide users with value rich products

▪ Merchant Financing Underwriting Product - Analytics and acquisition strategy development for Merchant Financing product- Developed first generation of ML based Merchant financing risk underwriting model - Leveraged Bank/Fin Statements, Bureau info, and portfolio nuances to boost risk prediction - Performance Improvement of 67% leading to an annual positive impact of $9 MM - Coordinated with multiple stakeholders to build features and ensured accurate and timely deployments▪ Spend Prediction on Non-Amex Cards (Size of Wallet) - Predicting spend of a customer on credit cards leveraging statistical techniques - Identifying Business opportunities by analyzing and transforming credit bureau data- Enhancing business logic by leveraging Machine Learning techniques using SAS, SQL, PYTHON

• Identified early signals of recession for Global Corporates• Carried out risk analysis for assessment of 10 year performance data of Global organisations• Utilized Machine learning tools along with SAS and SQL for deriving results• Received a PPO from American Express for exemplary contribution during internship

Mobile Communication Division, IMS (4G/LTE) Team• Business Value Addition by providing solution development for feature enhancements• Enhanced IMS registration process of devices to outperform user and client experience• Coordinated and worked with multiple teams from R&D centers across geographies• Implemented USSD message flow which was adopted in all Samsung mobiles and tablets

Mobile Communication Division, IMS (4G/LTE) Team• Implemented the solutions for project demands in a robust and timely manner.• Ideated and implemented the sending of Geo-location address for US based operator, T-Mobile• Selected to represent team in Samsung’s HQ in South Korea, for flagship "Galaxy S6" project• Promoted to Senior Software Engineer within 2 years of service for pronounced contributions