Jacob Hiegel Email & Phone Number

Salt Lake City, Ut, Us

Providing legal counsel related to consumer lending as a state-licensed lender. Work with business units to comply with federal and state-by-state lending regulations including secured lending and ancillary product offerings. Providing guidance on state and federal consumer lending laws and regulations, state and federal privacy laws related to lending, advertising, and data handling. Managing attorneys working on state and topic specific areas. General corporate matters such as contract negotiation, due diligence for financing and securitization transactions, and HR items.

Salt Lake City Metropolitan Area

Galileo Financial Technologies, a subsidiary of SoFi, provides banking as a service and other payment processing services. As a part of the Galileo legal team, I have experience negotiating various commercial agreements such as master service agreements, SOWs, RFPs, and related amendment and addendums. I also assist with product development such as new credit, debit, and prepaid card services; including work with LatAm clients and employees.

Salt Lake City, Utah, United States

First Electronic Bank is a Utah Bank offering loans through various partners and fintech companies, such as Block, LendingPoint, Cardless, Genesis Financial Services, and Vive Financial. Worked with companies to ensure compliance with applicable state and federal laws including: ECOA/Reg B, TILA/Reg Z (specifically specialized open and closed end credit such as credit cards, Buy now pay later, and personal loans), FCRA, BSA/AML, Reg E, TCPA, FDCPA, and operations related to those regulations. Responsible for ensuring initial and ongoing program compliance with applicable lending regulations and general UDAAP principles, including reviewing marketing for bank loan programs.

Draper, Utah

Providing legal advice and consultation in regard to federal and state compliance issues, regulatory analysis and interpretation, and general transactional, contract, and corporate matters. Experience with TILA/Reg Z, ECOA/Reg B, FDCPA, FCRA, TCPA, BSA/AML, and GLBA. Developed policies, procedures, and testing.

Springdale, Arkansas

Doctor Of Law (J.D.)

Bachelor Of Arts (B.A.), Political Science, Minor In Biology

Associate Of Science - As, Computer Science