I have worked in the Financial Services Industry for over 20 years, working in the retirement industry for 18 years. I started my career with Janus Funds, knowing nothing about investing, let alone stocks, bonds, puts, calls or even having a savings account. My passion quickly turned towards retirement and I landed my first job working with participants in 401(k) plans. My next venture was working with plan sponsors and their plans and I realized that this was my niche, and have worked on this side of the business every since.