50+ years experience within the insurance/self-insurance and alternative risk transfer industry. During my career I served as insurance underwriter, agent/broker, Third Party Adminsistration for benefits, workers' compensation and variety of speciality property casualty programs. Over the past 40+ years, I formed or assisted in the formation of several industry trade associations including the Self-Insurance Institute of America, South Carolina Captive Insurance Association, Captive Insurance Council, District of Columbia, Montana Captive Insurance Association and Self-Insurance Educational Foundation. In addition, I serve as Chairman/Publisher of the Self-Insurers' Publishing Corp. publisher of the Self-Insurer, Palmetto Captive Journal, CIC-DC News and the nations leading Who's Who in Self-Insurance/Alternative Risk Transfer Services Directory.Currently serve as a director/officer of Kinder & Associates, Inc. specialty insurance/self-insurance and government relations consulting, director Montana Captive Insurance Association, Inc., Chairman/Director, Self-Insurers' Publishing Corp., Chairman/Director Calmetto Management Group, Inc. (www.calmetto.com) a full services association/non profit management company, Principal, Gator Ridge Properties, LLC, HK Properties, LLC, JEJ Properties, LLC private property ownership investments, managing member Jimmie Dawgs, LLC, a specialty food service company and jDawgRecords an independent label/producer. President Kinder Family Foundation, Inc a private foundation under IRS code section 501 (c) (3) Specialties: Insurance/self-insurance-alternative risk transfer consulting, government relations, federal lobbyist, ERISA expert witness, and independent director for captive insurance companies and risk retention groups.