Jitender Kumar Email & Phone Number

New Delhi, Dl, In

Pune, Maharashtra, India

New Delhi Area, India

New Delhi Area, India

New Delhi Area, India

Grade :- Section Head.Credit Underwriting of Car Loan(primarily) & Two wheeler loan cases on the basis of credit assessment of overall profile of customers including proprietorship firms, partnership firms, private limited and limited companies. •Assesement of Financials in case of Company deals and underwriting the same.Handling all credit operations of PAN India.Working in the domain of Credit, Risk Management and Team Management. Managing all aspects of credit… Show more Grade :- Section Head.Credit Underwriting of Car Loan(primarily) & Two wheeler loan cases on the basis of credit assessment of overall profile of customers including proprietorship firms, partnership firms, private limited and limited companies. •Assesement of Financials in case of Company deals and underwriting the same.Handling all credit operations of PAN India.Working in the domain of Credit, Risk Management and Team Management. Managing all aspects of credit operations, policies and procedures.Analyze CIBIL of Hirer and Guarantor by seeing the No. Of loans he taken, overdue, rest available balance, credit utilization, through No. of inquires etc.Also helps to maintain the Stipulated TAT.Provide the optimum solutions to minimize the Risk and make healthy portfolio.Analyze of Financial ratios of the customer according to their balance sheet & profit and loss a/c. Show less

New Delhi Area, India

Group Leader (Process & quality) In OperationUnderwritten Taxi Deals, Used Car, Imported Vehicle dealsAs part of my KRA, also played an active part in PDD (Post Disbursal Documents) collection, customer visit alongwith Sales team for high-ticket cases and thereby understanding the overall business of the client.•Interpretation of Bureau Reports like CIBIL, EXPERIAN and EQUIFAX to establish credit worthiness of customers and making sound lending decisions based on… Show more Group Leader (Process & quality) In OperationUnderwritten Taxi Deals, Used Car, Imported Vehicle dealsAs part of my KRA, also played an active part in PDD (Post Disbursal Documents) collection, customer visit alongwith Sales team for high-ticket cases and thereby understanding the overall business of the client.•Interpretation of Bureau Reports like CIBIL, EXPERIAN and EQUIFAX to establish credit worthiness of customers and making sound lending decisions based on these.Credit Appraisal and presentation of high value cases to senior management for sanction.Quality assurance of all applications coding, policy check & other Guidelines.Manage the Application Processing System of Icici Bank ltd.Making Exposure of Auto. Personal loan. Home Loan. Commercial loans and other Related finance etc. Show less