John Coffey Email & Phone Number

Fort Myers, Florida, United States

Florida, United States

Direct/Train new in market Credit Analysts and Portfolio Managers to excel at their positions while maintaining a $150MM Commercial Loan Portfolio.

Naples, Florida Area

New and renewal commercial and real estate loan underwriting for the Southwest Florida Market, consisting of all submarkets from Manatee south through Collier Counties. Credits range in size from $2,500,000 to $20,000,000. Analyzed over $250,000,000 in loan requests and existing relationships in each of the past nine years.

Naples, Florida Area

Commercial loan underwriter for C & I and owner occupied commercial loans ranging in size from $1,000,000 to $40,000,000 for the South Florida market. Manage all renewals, policy and document exceptions and loan risk rating analysis on an ongoing basis.

Responsible for analyzing all new commercial loan requests and loan renewals in the Southwest Florida region from Sarasota to Naples. Implement loan restructures to improve asset quality within the loan portfolio. Review all commercial loans for accurate loan risk ratings with ongoing analysis to recommend upgrades or downgrades as warranted. Networking.

Manage credit administration multi-function department. Development of loan policies. Direct all problem asset resolution. Compliance with all applicable credit and commercial banking laws. Chairman of Credit Review Committee for all commercial SBA loan approvals and problem loan workout plans. Develop Credit Administration expansion as SBA lenders are.

Directed total renovation of bank building for first local branch. Hired all branch staff. Spearheaded training for new employees on customer service excellence. Opened over $10,000,000 in new deposit accounts and $9,300,000 in new loans during 2007 and 2008. 3rd highest new commercial loan production companywide for each year.

Prospected and closed $26,500,000 in commercial and real estate loans for new customers in 2005. Generated $87,000 in fee income. Produced an additional $16,000,000 in loans and $75,000 in fee income prior to leaving in August 2006.

Originated new commercial loan production of $18,000,000 per year for 2001 and 2002. Developed and staffed Commercial Credit Department in 2003. Upgraded and implemented all Loan Policies for two affiliate banks. Resumed as a Commercial Lender for 2004 with $15,000,000 in new loan production.

Managed all problem loans- commercial, real estate and business - for SouthTrust in Collier, Lee and Charlotte counties. Directed the collection, restructuring, litigation and liquidation of the most complex loan assets of the bank. Successfully reduced the problem asset portfolio from $45,000,000 to less than $10,000,000.Promoted to Commercial Lending in.

Special Assets Officer - Responsible for collection and/or litigation of various substandard business and commercial real estate loans up to $4,300,000 throughout Lee and Collier County, Florida. Successfully reduced portfolio from $20,000,000 to $8,000,000 in 14 months.

Managed Commercial Credit Department. Designed and implemented a commercial business spreadsheet for financial analysis, a commercial loan yield program, a commercial real estate cashflow model and an accounting and tracking system for all Asset Based Lines of Credit. Promoted to manage the Preferred Builder Lending Program from Miami to Tampa. Recession.

Ba, Finance

Activities and Societies: Finance Club

Associates, Retail Management

Activities and Societies: JC - DECA