Reverse Market Insight, headquartered in Dana Point, California, provides analytical and targeting software that has changed the way reverse mortgage lenders make critical business decisions. In 2007 we began aggregating nationwide lending data and maintain the largest reverse mortgage data set in the country. Our growing list of clients includes all of the industry’s top ten lenders who rely on RMI to focus their efforts and seize the greatest opportunities for success.Client profile: lenders, servicers, HMBS issuers and whole loan investors in the reverse mortgage industry

Coordinate efforts for standardization of reverse mortgage data elements in XML format (rMISMO)Enhance industry standards platform for lender and vendor integration of systems, policies and process.

- Developed and maintained first comprehensive standard management reporting packages for 24 business units, including KPIs and Balanced Scorecard support- Led financial and operating analysis of proprietary product re-pricing, a segment responsible for 50% of net income historically. Modeled customer decision expectations and new market growth including breakeven and financial implications- Created operational forecasting model to project daily business results by product and channel segment- Developed full business plan for settlement services subsidiary to leverage controlled business opportunities in a legal/regulatory compliant structure. Opportunity: $8 million pre-tax profit in first 36 months.- Developed and managed $14 million capital expenditure budget, including project justifications and ROI, IRR, NPV justifications and prioritization- Developed and managed $1.4 million annual budget incentive compensation program tied to performance metrics

-Developed comprehensive reporting package for engineering division of AT&T Wireless utilizing data from disparate sources and encompassing financial, service and quality metrics in a unified scorecard approach. This combination of Access database and Excel spreadsheets enabled a transition from a 400 hour process to 60 hours per month-Created and implemented processes to ensure accurate and efficient capital reporting in a time-critical environment-Delivered ad-hoc reporting to enable field managers to quickly assess the impact of changes in a dynamic project costing and scheduling environment from national, regional and local market perspectives

-Created and maintained full financial modeling system for forecasting results of company over three-year horizon-Advised CFO on financial costs/benefits of all projects requiring significant capital expenditure based on IRR/NPV spreadsheet analysis and interaction with requesting managers-Actively involved in budgeting process, as well as monthly variance analysis vs. plan-Specific support for “Balanced Scorecard” reporting approach, involved in design and implementation in a real estate services environment-Ad hoc reporting to CFO

-Traded M&A deals in equity markets to capture short-term fluctuations in risk arbitrage spread-Daily trade accounting and arbitrage modeling using custom Excel spreadsheets-Proficient in use of BearTrade, Archipelago, RealTick and Bridge securities software packages

-Advised fund family on opportunities in the energy sector during the California energy crisis based on DCF models developed and maintained at the company and industry levels-Advised fund family on prudent earnings announcement risk mitigation policy following analysis of trading activity in portfolio companies during periods before and after quarterly scheduled earnings announcements

Retail sales at bank branch inside store, balancing sales quotas, operational duties, risk controls and limited staff management in a 7 day a week environment