Joan Kelly was Group Executive, CIO of Enterprise Security Solutions for MasterCard Operations & Technologies. In this role, she was the Chief Information Officer responsible for Enterprise Fraud related products, Authentication Services including biometrics and decision management platforms.Previous to this, she was Group Executive, responsible for MasterCard Core and Added applications.Prior to this role, she was Senior Vice President, Global Systems Delivery, a role that included overseeing the data warehouse, authorization, clearing, financial systems, Internet development, risk, member parameter systems, commercial products, rewards and development support. Ms. Kelly earlier served as senior vice president, Systems Strategy. In this position, she was responsible for the Systems Enhancement Strategy (SES) and legacy project strategies. The SES initiative was a global, multiyear effort to upgrade core systems, leverage advances in hardware and software technology, and deliver new functions, greater speed, and new levels of flexibility in processing to members, creating a stronger competitive edge. Ms. Kelly was with MasterCard for 24 years. Prior to joining MasterCard, she was at BritishTelecom, where she managed their Electronic Data Interchange product.Ms. Kelly was recognized as one of the Top 100 Women Leaders in STEM, by the STEMconnector organization in 2012. She was named as one of U.S. Banker Magazine’s ‘Top 25 Nonbank Women in Finance’ in 2008 and 2009, and named among Bank Technology News’Top 25 Innovators in Financial Services in 2008. In the community, she serves on the board of Washington University Center for the Application of Information Technology, St. Louis CIO Board of Applications, Fontbonne University, United Way and is a member of Phi Beta Kappa. She received a certificate of achievement from Concours IT Leadership Development Program of Boston. Ms. Kelly earned her B.S. in Mathematics from Washington University in St. Louis. She is a recipient of the Distinguished Alumni Award as a graduate of Arts & Sciences, Washington University,