Joanna Molina

Joanna Molina Email and Phone Number

Strategy and Solutions Specialist @ Credit Human
Federal Way, WA, US
Joanna Molina's Location
Federal Way, Washington, United States, United States
Joanna Molina's Contact Details

Joanna Molina work email

Joanna Molina personal email

n/a
About Joanna Molina

Possess over seventeen years of Credit Union work experience ranging from Member Services, Credit Underwriting, Collections and Management. My leadership contribution comes from the belief that every individual, comes to work, to be and do, their very best.

Joanna Molina's Current Company Details
Credit Human

Credit Human

View
Strategy and Solutions Specialist
Federal Way, WA, US
Website:
sacu.com
Employees:
505
Joanna Molina Work Experience Details
  • Credit Human
    Strategy And Solutions Specialist
    Credit Human
    Federal Way, Wa, Us
  • Credit Human
    Strategy And Solutions Specialist
    Credit Human May 2019 - Present
    Federal Way, Wa
  • Credit Human
    Member Solutions Manager
    Credit Human Nov 2010 - Apr 2019
    Federal Way, Wa
    Accountable for ensuring the Member Solutions team complies with federal, state and company regulations while resolving delinquent accounts. Responsible the region’s Manufactured Home $517 million dollar loan portfolio delinquency stays below the required 0.50% benchmark. Maintaining effective policies and procedures for the Member Solutions Department that support Credit Human quality service standards and core values: Human Dignity, Craftsmanship, Stewardship and Sensible Innovation.
  • Credit Human
    Senior Credit Underwriter
    Credit Human Apr 2008 - Oct 2010
    Federal Way, Wa
    As a Senior Credit Underwriter I reviewed audit findings with the underwriters, to guarantee future compliance and knowledge retention. I resolved decision disputes, exception request and business partner’s credit decision objections, while establishing and developing a collaborative business partner relationship.
  • Credit Human
    Credit Underwriter
    Credit Human Jul 2004 - Mar 2008
    Federal Way, Wa
    Reviewed and decision Manufactured Home credit applications in a timely fashion, reviewed and cleared loan conditions and appraisals. Responsible for complying with our underwriting policy, procedures and eligibility requirements. Established and maintained a collaborative business partner relationship with assigned brokers and dealers.
  • Chase
    Credit Underwriter
    Chase Aug 2003 - Jun 2004
    Federal Way, Wa
    Reviewed and decision credit applications by evaluating applicant’s credit history and current finances. Issued credit decisions based on Chase underwriting policy, procedures and eligibility requirements.
  • Watermark Credit Union
    Senior Credit Underwriter
    Watermark Credit Union Nov 2001 - Jul 2003
    Seattle, Wa
    Reviewed and decision loan request within my credit authority of $550,000 for secured loans and $75,000 for unsecured loans. Analyzed financial data related to new and renewal loan requests that were approved by exception or were considered a higher risk based on the approved loan amount, this included first mortgage, second mortgage, marine mortgage, home equity lines of credit, unsecured lines of credit, credit cards, personal loans, auto loan, recreational vehicles, boats and student loans.
  • Watermark Credit Union
    Credit Underwriter
    Watermark Credit Union Sep 2000 - Oct 2001
    Greater Seattle Area
    Reviewed and decision direct and indirect loan requests within my authority and made credit decision recommendations to the Senior Credit Underwriter for loans that needed to be approved by exception or were over my credit authority. Recommendations were presented with facts concerning applicant’s credit worthiness, credit approval draft and loan stipulations, to support loan decision and applicant’s information.
  • Watermark Credit Union
    Loan Processor - Funder
    Watermark Credit Union Feb 2000 - Aug 2000
    Greater Seattle Area
    Entered credit applications received via mail and online loan applications in to Symitar. Mailed decision letter to applicants and establish contact with approved applicants to go over their approval and loan conditions. Reviewed loan conditions and once all conditions were cleared, funded the loan. Responsible for generating mortgage loan documents for first, second and marine mortgages.
  • Watermark Credit Union
    Member Service Administrator
    Watermark Credit Union Jul 1999 - Jan 2000
    Greater Seattle Area
    Sorted and delivered all incoming mail to the appropriate departments. Processed skip it request, loan payments, document request, credit disputes, payment dispute and court orders received via mail. Served as a backup for the Administrative Receptionist / Imaging Specialist by covering lunches and breaks.
  • Watermark Credit Union
    Administrative Receptionist - Imaging Specialist
    Watermark Credit Union Mar 1999 - Jun 1999
    Greater Seattle Area
    Promptly answered all incoming calls and transferred them to the appropriate department or employee. Accountable for record retention by ensuring all loan documents were imaged and filed under the correct loan number.

Joanna Molina Skills

Credit Customer Service Leadership Banking Risk Management Financial Analysis Team Building

Joanna Molina Education Details

Frequently Asked Questions about Joanna Molina

What company does Joanna Molina work for?

Joanna Molina works for Credit Human

What is Joanna Molina's role at the current company?

Joanna Molina's current role is Strategy and Solutions Specialist.

What is Joanna Molina's email address?

Joanna Molina's email address is jo****@****man.com

What schools did Joanna Molina attend?

Joanna Molina attended Highline College.

What skills is Joanna Molina known for?

Joanna Molina has skills like Credit, Customer Service, Leadership, Banking, Risk Management, Financial Analysis, Team Building.

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