Joe Kuriger Email & Phone Number

Princeton, New Jersey, United States

• Established budgets, forecasts and periodic analytical reviews of company performance. Directed strategic planning discussions, • Established an inventory control system to more accurately reflect cost of goods sold and profitability• Identified and tracked multiple revenue streams to more accurately identify components and generate discussions about allocation of capital• Identified and established a sales tax system to reduce company exposure in several states.• Reviewed and negotiate insurance and lease contracts.• Converted manual payroll to vendor supported application

Princeton, Nj

• Created business plan and metrics for potential private placement• Raised funding through a government program to fund start-up operations. Raised additional private capital while establishing several banking and other financial relationships.• Established accounting framework, inventory and expense controls as well as the human resources and payroll function for 3 locations. • Established budgets, forecasts (financial and liquidity) and a financial performance analytical review for Executive Management and the Board of Directors• Coordinate and run quarterly board of director meetings as well as other shareholder communication• Participate in marketing the firms products and collaborating with consulting firms on how to effectively monetize the additional patents the company holds

Philadelphia Area

Consulting engagement to a mortgage pipeline management firm on risk management and regulatory issues.

Established liquidity framework for a start up Mortgage REIT.

• Served as a senior asset manager to subsidiaries of failed financial institutions, to include asset management, corporate governance, liquidity management and operations management/oversight. Concurrently worked on three institutions saving the client over $500,000.• Pro Forma (balance sheet verification and assessment) work for a large financial institution. Assignments across various balance sheet accounts. Significant previous exposure to Asset/Liability Management, allowed focus to be directed to the FDIC process, and apply that to the assignment or the required deliverables. Subsequently received additional assignments to help facilitate completing the engagement. Provided assistance to FDIC managers in completing assignments specific to derivatives (swaps, caps. etc.). Presented more complicated cases to the FDIC Senior Officers

Various assignments on failed financial institutions.

Liquidity, treasury operations management and turnaround management consulting projects

Established liquidity framework for a mortgage REIT. Managed funding, treasury operations, trade (Fixed income and derivatives) and cash settlements and insurance. Diversified the funding platform, established a $1b commercial paper conduit, built a CDO business in partnership with the VP /CDO manager. Managed the firm through the mortgage liquidty crisis, negotiated workout agreements and managed counsel through litigation.

Managed treasury operations and cash management (Fed Wire/ ACH) as well as several whole loan warehouse facilities. Managed banking and credit relationships. Advised on delinquency management initiatives, modeled cash flows and hedged the execution on quarterly securitizations. Managed settlements on both whole loan and derivative transactions.

Key player on the ALCO team managing interest rate risk for the consolidated bank. Assesed new loan and deposit business impact on risk profile and strategized with capital markets groups on solutions for mitigating risk. Managed risk specficially for the mortgage company as it related to execution on whole loan securitization.

Mba, Finance

Masters Of Business Administration, Finance

Education record