Joel Turner Email and Phone Number

Manage long-term business development investments into multi-billion dollar financial institutions. - Create, develop, and manage long-term partnerships.- Develop sophisticated cash flow models and sensitivity analyses to assess program feasibility with clients and demonstrate favorable risk/return profile to investors.- Convert deal terms into long-term contracts.- Negotiate investment structure and pricing.Advised on purchase of an $8 Billion bank in Canada. Transaction was one of the largest purchases of a financial services entity in Canada and resulted in an increase in stock prices of both buyer and seller. - Built portfolio and forward flow valuation model which was used by buyer to evaluate purchase scenarios and potential operational and treasury synergies.- Advised on recommended deal structuring and pricing.Consulted large regional bank in their selection process of a payment network as well as the buy-back of their $1 Billion + credit card portfolio. - Disseminated and modeled financial proposals from major networks in process (Visa, MasterCard, Discover, FIS, FirstData).- Advised on credit card transaction structure and built card portfolio valuation model.

- Created detailed short-term and long-term forecasts for all business segments within the company; business segments include multi-billion dollar credit card and personal loan portfolios; international start-ups offering various financial products; brokerage of personal and business loan portfolio transactions; and other financial and professional services-related products.- Developed and presented analysis reports to senior management; including business unit performance summary and analysis, forecasted profit and loss statements, valuation of client relationships, and other related reports and analyses.- Worked in a variety of roles with senior management on new programs; including the creation of financial and marketing databases, implementation of a contact management tool that tracked and analyzed more than 10,000 prospects, formation of accounting processes for subsidiary business units, research and analysis of industry data, development of models and presentations for potential clients and partners.- Managed and participated in quarterly financial meetings between senior management and company advisory board.

- Researched and analyzed market and data intelligence, developed comprehensive market segment studies, and reported results and recommendations to senior management team.- Implemented Customer Relationship Management system, including overall project management, business process reengineering, budget management, database development, data imports, software installations, training, and upgrades to system.- Designed sales management database tools for use with GoldMine and Oracle; including integration with customized queries, forms, and reports using MS Excel and Access.- Managed two lead development programs; (1) hired and managed interns for telemarketing/lead generation program for market niches; (2) interviewed, evaluated, and hired telemarketing company for company-wide lead generation program, generated 700 qualified leads for sales force; completed both programs under budget.- Constructed and implemented first corporate web site; determined content, developed forms for registration and literature requests, and provided customer access to intranet.