Joel Antonio Lacayo Email & Phone Number

California, United States

San Francisco, California, Us

Offer modern payroll, benefits, HR, and IT built for accountants. One view of all your clients. One system for all your clients’business operations. The most flexible payroll on the planet.

San Francisco, Ca, Us

The founders have a passion for helping their communities succeed, by providing services to both individual taxpayers and small business owners.For years, our founders championed the Latino community in the cloud accounting technology space. After attending dozens of accounting conferences and events each year the lack of ethnic diversity was evident, Latino/a’s were not as visible given the demographics of North America. From a global perspective, technology has changed accounting everywhere and we saw that there was a need to include ALL of the Americas, North, Central, South and the Caribbean in the conversation.While other global alliances exist, we identified a need in the small to medium-sized firms who wanted the benefits of an international alliance to help elevate the profession, share best practices, network and unite under a common mission.

I have been leading a team of 18-23 young and talented peoples in establishing fundamentals and streamlining their approach. Achieved enormous gains in short terms while improving their delivery, receptive cognitive abilities, and overall stance during each cycle.

Virginia Beach, Virginia, Us

Virginia Beach, Virginia, Us

ATAX is a tax preparation and accounting services company that focuses more on people than numbers. We guide our neighbors through the complex tax codes and forms, and we help many start their own businesses. -Responsible for franchise sales development growth from 32 to 60 opened retail/store front units.-Executive lead for the gross revenue growth YOY of 28% overall; 43% within business services of bookkeeping, payroll, and informal structuring services. -Delivered on the creation of sales playbooks for both franchise sales process, as well as for individual retail unit positioning of core services, from initial intake to onboarding and implementation of scope of work. -Collaborate cross functionally with marketing, operations and executive board leadership to implement new service offering strategies and initiative including but not limited to business services offerings of bookkeeping, payroll, benefits/hr, and formal business structuring such as:-Manage third party vendors/strategic partners for pricing, training, implementation to be aligned with overall company strategy and vision-Deliver on internal training materials/curricula for over 60 individual franchisee owners focused on the following areas: introductory sales, value based selling methodology, sales pipeline management, local and national business sales development, sales projections and forecasting for business owners, etc. -Structure Field Sales strategy to assure overall long term financial success for all franchisees after initial onboarding through monthly relationship management, sales goal setting, revenue forecasting, marketing projects with clear deliverables, and overall business owner coaching/mentoring

San Francisco, California, Us

La Cocina is an innovative incubator commercial kitchen with a focus on reducing/eliminating obstacles that so many entrepreneurs encounter while initiating their incredible small businesses. By providing shared resources and a gambit of industry specific services the incubation program allows for truly successfull small business owners.

Te Aro, Wellington, Nz

Te Aro, Wellington, Nz

New York, Ny, Us

Work within the Mission community in expanding micro-lending opportunities and growing financial asset capacity for the underserved communities through managing the local Cestas Populares program. Within the program I manage $514K in unsecured loan volume for 380 members and $108K in secured loans for 28 members. Providing ongoing personal financial coaching sessions focused on debt and credit management tools for all members.Developed a Personal/Business Loan Underwriting guideline for personal/commercial applicants through determining risk based on DTI and LTV measures for all loans. Developed and manage a Business Micro Loan program for per-start up and start-up businesses with a focus towards job creation and long term stability by implementing sound inventory tracking. Loan applicants receive technical assistance and ongoing business strategic planning sessions to assure success. Developed/Manage Financial Education Curriculum with a focus on the modern financial system, debt/credit basics, and home purchase through lending basics. The inclusion of behavioral techniques along with the inclusion of popular education practices has allowed the teaching to be engaging and community driven.Manage Resources Match program, an online resource matching tool, for variety of community focused programs/services in several areas of interest in the Bay Area and Hawai’i counties.Manage 83 active IDA program relationships with a $284K loan volume, focused towards saving for a new home, small business, or education.

New York, New York, Us

Managing business relationships in order to organize their financial needs as well as market their ventures through the largest financial institution and the resources which it offers. I am responsible for providing the financial tools needed for business owners and their employees in obtaining the elite level of service as well as financial products in effeciently running their businesses and finances.

Charlotte, Nc, Us

Opening /Maintaining deposit relationship accounts for customers by deepening the relationship with the institution to maximize profitability Establish, retain, and deepen long-term relationships with current and potential customers in the communityResponsible account management by offering and selling financial products and services (i.e. Mortgage Loans, Credit Cards, CD’s) to both consumer and small business customersTrain new hires (Tellers/Personal Bankers) with the necessary product knowledge and service expectations Daily and weekly evaluation of personnel with strategy planning to improve current roles and elevate sales and service metrics for consistency

Underwriting responsibilities for applications for both personal and commercial forms (Homeowners/Dwelling Fire/Auto/Worker’s Compensation)Management of current folder of clients for servicing issues and potential expansion possibilities Strategy planning for new business potential and renewing clientele development

Master Of Business Administration - Mba, Business, Management, Marketing, And Related Support Services

Bs, Marketing

Education record