I'm a dedicated full-time mortgage professional whose goal is to turn your homeownership dreams into reality. Backed by a solid team and years of industry experience, I specialize in simplifying the intricacies of home financing. Whether you’re a first-time buyer, refinancing or investing, my commitment is to provide personalized solutions aligned with your unique goals.Ready to take the first step or have questions? Reach out to me directly for a personalized consultation or take the next step by completing your online application.Let’s make your homeownership aspirations a reality.Contact me at416-573-4303 joe@themortgagetrail.com

Providing Residential, Commercial & Private financing. #12176Created lead generation, referral and retention system to build client list. Evaluated client financial statements, providing appropriate mortgage products and solutions. Collaborated and maintained business relations with over 50 banks, alternate and private lenders.

Responsibilities involved creating and maintaining real estate technology systems and databases to ensure that the organization's tasks and processes are managed efficiently and effectively.

Managed all project life-cycle processes including budgeting, RFPs, change management, implementation, security measures, training and development, solution delivery, incident management, SOWs, reporting, etc. required to deliver and maintain roadmap. Managed relations and collaborated with cross-functional teams on complex projects, strategic objectives and resolving conflicts. Managed communication for technical concepts and trade-offs between internal business and IT groups. Partnered with other product management, PMO, business sand optimization teams to communicate project status, resolve issues, and ensure the solutions were delivered on time. Identified and drove business process changes required to support new products once released to production. Defined KPIs and service level agreements for core programs and mechanisms, and tracked delivery against program objectives. Continuously analyzed software usage efficiency resulting in $1M+ in yearly savings for operations budget. Managed vendor contract negations along with internal legal department through liquidation and resell of Rogers Incubation companies: Zoocasa, Vicinity and Outrank.

Built internal reporting requirements for sales leads and activities. Built out CSR team of 9, provided leadership and ongoing training and mentorship. Implemented and streamlined processes for agent referrals and lead assignments through sales cycle. Reduced lead contact process from 10 minutes to 30 seconds per lead, increasing efficiency and profitability. Established KPIs, managed and tracked targets for improvements in operational efficiency. Created automation processes to improve accuracy and efficiency i.e.: commission calculation which involved multiple variables and regulations between provinces. Provided a thorough analysis of all processes, eliminating various duplications that existed amongst departments.

Specializing in the marketing, sales and support of new enterprise solutions for Fortune 100 companies within the Canadian marketplace. Created business development strategies, consulting and lead generation and for new accounts. Managed all vendor negotiations and account management through 10-18 month sales cycle. Managed relationships and communication between clients, vendors and consultants through cross functional roles, needs and timeframes. Negotiated sale of business