John Bodnar Email & Phone Number

National SBA lender specializing in SBA 7A.

Greater Chicago Area

Founded in 1988, Community Reinvestment Fund, USA (CRF) is a national non-profit organization with a mission to empower people to improve their lives and strengthen their communities through innovative financial solutions. A leading Community Development Financial Institution (CDFI), CRF develops products and services aimed at increasing the flow of capital to historically underinvested communities across the country. CRF has injected more than $3.5 billion to help stimulate job creation and economic development, provide affordable housing, and support community facilities.

Los Angeles, Las Vegas, Chicago, New York

MISSION: Our mission is to help provide access to capital for the underserved communities in the Chicagoland area. We want to fill the vast financing gap between Banks and online/predatory lenders in this market. We provide access to capital to all of Illinois but focus on assisting minority and women owned businesses in low to moderate income neighborhoods and the retention and creation of jobs.IF YOU ARE A LOCAL BANKER VEDC CAN HELP YOUR CUSTOMERS we are a Community Development Financial Institution (CDFI) we provide small business loans to existing and start-up businesses that do not qualify for traditional bank financing since 1994. WHAT WE DO• We specialize in financing higher risk loans that Banks cannot• We provide a warm hand off allowing you to keep the relationship and add/retain your other Bank products• Prevent frustrated customers by letting us try to help• We have no minimum credit score, can accept bankruptcy after 3 years• We have lower cash flow and collateral requirements• Small Business Loans $50,000-$500,000 secured by business assets, real estate or partially unsecured• We are very responsive with clients and maintain communication• We finance Start-ups, Existing businesses and Expansion • We finance higher risk industries Restaurants, Retail Shops, Contractors, Service Industry, Trucking, etc.• We refinance of high interest business credit cards, internet loans and predatory lender loans• Creative financing options with many years of experience structuring loans WHAT WE DON’T DO• We cannot finance real estate investment property/development• No Lines of Credit, term debt onlyLOAN PURPOSE• Working Capital(rent, payroll/utilities)• Leasehold improvements or tenant build out• Purchase of Vehicles/Equipment/Furniture /Fixtures• Purchase of Inventory or Raw Materials• Purchase Owner Occupied Commercial Real Estate• Website Development, Marketing, Software• Refinance of high rate existing debt or credit cards

3842 West 95Th Street, Evergreen Park, Il 60805

• Well respected for excellence in team leadership and staff development in coaching and mentoring branch managers, junior business officers and consumer bankers.• Recognized for excellent skills in needs-based selling and conducting appropriate interviews with clients to formulate sound advice. • Able to lead commercial loan operations from origination to on-boarding.• Proficient manager of commercial loan and deposit portfolio.• Executed effective, in person, calling campaign.• Skilled in quickly analyzing financial packages to assess risk.• Solid loan structuring skills improving approval percentage and strength.• Strong commercial credit skills: analysis of cash flow and ratio analysis, loan structuring and pricing, and portfolio management.• Utilized centers of influence by receiving and providing referrals to insurance agents, CPA’s, attorneys and realtors.• Experience with a variety of industries including C&I, Service and Professional with sales ranging from $1 Million to $20 Million.• Experience with investment real estate including low to moderate income areas• Capable of cross-selling multiple products including deposit, business credit cards, merchant service accounts, treasury management products, equipment financing and SBA loans.• Sourced new business while working in multiple locations and geographic areas• Actively targeted specific commercial loan types and industries based on the constantly changing needs of a small community Bank.

Greater Chicago Area

Formerly Park National Bank- FBOP Corp bought by US Bank in 2011-Strong business development skills and relationship management skills, specifically working in targeted segments of dental, manufacturing and real estate-Delivered excellent customer experience through proper profiling, in truly understanding where a business has been, where they’re headed, and the challenges they’re facing in order to provide the solutions for them to meet their goals.-Coached & mentored branch managers, junior business officers and consumer bankers to understand the sales process & the fundamentals of commercial credit-Active involvement in community groups and events, including CSEDC Chicago Southland Economic Development Corp, CAIC Calumet Area Industrial Commission, CNIMFG Chicago Neighborhood Initiatives Micro Finance Group

Rosemont, Il

-Grew and managed portfolio through securing customer retention, expanding existing customer relationships, as well as developing new business relationships-Strong underwriting skills and experience in all areas of lending -Developed high quality, credit worthy, well structured business banking relationships-Monitored past due accounts, ensured renewals/extensions completed on a timely basis

Lansing, Il

-Participated in all aspects of loan process: analysis, documentation and monitoring-Conducted site visits and inspections, audited credit and documentation files-Completed underwriting and loan presentations -Presented loan proposals to Bank Loan Committee

Olympia Fields, Il

-Received formal credit training-Spread and analyzed business and personal financial information-Created detailed loan presentations, organized and scheduled loan committee-Assisted in presenting loan requests to Senior Loan Committee