John Case Email & Phone Number

Orlando, Fl, Us

Responsible for reviewing, negotiating, and decisioning commercial loans, including both C&I and Investment Real Estate, ensuring alignment with the Bank’s credit policies, procedures, and overall risk appetite.Key Responsibilities:Loan Decisioning: Managed approval authority of $5MM secured and $3MM unsecured, ensuring all decisions align with the Bank’s risk parameters.Portfolio Management: Oversaw credit monitoring and portfolio management to maintain quality and mitigate risk. Presented the credit portfolio metrics of the Central Florida portfolio to senior management as part of Officer’s Loan Committee on a bi-weekly basis. Leadership: Prior to 2023, led a commercial credit team, supporting new business development, ensuring high-quality underwriting within established turnaround times, and developing commercial credit analysts and underwriters.

Orlando, Florida Area

Orlando, Florida Area

Led a commercial credit management team overseeing all credit underwriting and administration functions, including (a) supporting new business development in line with the Bank’s risk appetite and credit policy, (b) delivering high-quality underwriting within established turnaround times, (c) ensuring effective credit monitoring and portfolio management, and (d) recruiting, developing, and coaching portfolio managers, credit analysts, and commercial support staff.

Orlando, Florida Area

Underwrote both C&I and CRE credit requests in line with the Bank’s credit policy and risk appetite, maintained existing customer portfolios, identified cross-sell opportunities, and served as a secondary contact for clients. Acted as a resource for relationship managers and junior credit analysts in the Orlando market on loan structuring, credit policy, and risk analysis.At legacy Mercantile Bank, held credit approval authority up to $750,000 for secured transactions and $250,000 for unsecured transactions. Led the credit management team by (a) reviewing credit packages to ensure adherence to Bank policies, (b) managing the Orlando credit pipeline and credit metric reports, and (c) handling various credit administration functions and special projects to support the Senior Credit Officer.

Orlando, Florida Area

Managed all aspects of a $40MM commercial loan portfolio with an average funded balance of $30MM and deposits averaging $17.7MM. Responsible for growing loan portfolio, maintaining and servicing existing client relationships, and working with the relationship team/business partners to meet performance objectives.

Orlando, Florida Area

Jackson, Mississippi Area

Master Of Business Administration (Mba)

Bachelor Of Business Administration (Bba)