Enterprise Risk Management (ERM) Consultant, specialising in the Financial Services sector, and operating across both financial and non-financial risk categories. Offering commercial, practical advice and solutions to support clients in successfully achieving their business objectives. Key areas of expertise are Risk Management Frameworks, Strategic Risk, and Capital Management, with a particular area of focus being Climate Risk. Experienced in the full range of Risk Management disciplines covered by Risk Management Frameworks, including Risk Governance, Risk Appetite, Risk Policies, Risk Reporting, Risk Models and Tools, Stress Testing and Scenario Analysis.Example engagements:- Working with climate consultants in advising financial and other institutions on climate-related risks/opportunities and undertaking business-response focussed scenario analyses.- Supporting start-up in preparing banking licence application to regulator. Included producing required documents and advising on capital and liquidity aspects of application.- Delivering risk management training and coaching to senior executives of major bank.

Creator and leader of the CBA Enterprise Risk & Capital Advisory team responsible for developing all foundational elements of the Group-wide Risk Management Framework (RMF) and the oversight and advice on the appropriateness, adequacy and effectiveness of the RMF as a whole across the CBA Group for all material risk types.

Created and implemented the CBA Group’s first Board-approved Risk Appetite Statement. Established the RAS as the foundational element of the Group Risk Management Framework, a central criterion for Group-wide strategy setting and decision making, and part of the CBA DNA.

Developed economic capital strategy, in particular the use of economic capital as a business management tool, and Funds Transfer Pricing methodology.Established and developed the Group's Internal Capital Adequacy Assessment Process (ICAAP) and the inaugural regulatory ICAAP document.

Led a Group CRO sponsored priority initiative to create a principles-based Risk Accountability target-state for the CBA Group, across all lines of defence, including recommendations for the risk governance structure.

Consulting role within KPMG Actuaries Pty Ltd, providing advice to clients as well as technical support to KPMG Risk and Audit teams in engagements and audits. Primarily covered Life Insurance and Superannuation clients.

Responsible for risk management advice, oversight and aggregate risk reporting of the insurance entities within the HBOS Group. Reporting through to the Group CRO within the Group Risk Management function, the purpose was to facilitate the undertaking of insurance business for appropriate reward in full knowledge of the risk involved, through establishing appropriate minimum standards for risk management.Accountable for the oversight and sign-off of the implementation of the new regulatory standards contained in the FSA Prudential Source Book within HBOS insurance companies.

Establishing and managing a team responsible for maintaining the data and models needed to produce and analyse the Society's external statutory liability valuations and internal embedded value profits.

Setting up and managing a department responsible for ensuring that all of the Society’s international business was written and conducted on a technically sound basis. Responsibilities included product design, project management, technical support to the international sales forces and to the individual/group business administration areas, and overseeing the closure of international branches on sale of the business.

A wide ranging role within the small team responsible for supporting the Appointed Actuary in the full range of statutory, technical and business strategy responsibilities.