I am short term consultant via Beech Valley on a Fair Lending Model Validation Project with the middle market accounting firm - Horne.

4th Line Consulting is a minority owned and veteran owned Risk Management Consultancy that helps financial institutions close gaps in 1st, 2nd and 3rd Lines of Defense. Clients base includes, community banks, regional banks, large multinational banks, and buy side investment managers. The capabilities include financial and non-financial risk both qualitative and quantitative.

I manage controls and oversight within the bank's Chief Financial Office while ensuring the utmost transparency. This responsibility functions within the 1st Line of Defense.

Model Risk Management for Treasury, Accounting, Credit, Small Business Lending, Mortgage and other lines of business and departments. This functioned from the 2nd line of defense under Enterprise Risk Management.

Investment Reporting for a multibillion dollar public pension.

On a contract basis, I have provided analytics, reporting and financial modeling for banks and other companies. I specialized in governance and risk analytics.

Wholesale Banking Risk Analytics and Reporting

• Perform analysis on Dodd-Frank and other Regulations • Develops and performs process audits based on client, regulatory and internal requirements and provides corresponding measurement and reporting for Operations leadership.• Documents Hazard processes through the use of standardized tools (e.g. SIPOC, process maps, time studies, etc.).• Analyzes records, reports, regulations and operating practices and issues reports on process adherence.• Responsible for the performance of quantitative and qualitative research to further support audit findings and process improvement activities, including root cause analysis. This may include defining, measuring and analyzing process capability and recommending improvements based on root cause analysis.• Responsible for reviewing and validating the audits of any work performed by third party auditors (client, etc.)• Participates in client teleconferences where process and regulatory controls are reviewed.• Creates and may present final audit findings to Operations leadership.• Effectively communicates regulatory issues to Operations leadership in order to ensure process compliance and adherence• Responsible for quality and compliance audits of mortgage banking portfolios

Served in a Military Police Unit Conducting Convoy Security Patrols in Al-Anbar Province, Iraq in support of Operation Iraqi Freedom while stationed in Camp Ramadi.