John Mitrovic Email & Phone Number

• Work with sellers to clear due diligence conditions and resolve findings.• Provide eligibility support to a network of correspondent sellers.• Foster strong relationships with sellers’ underwriting teams.

• Real estate agent with expert knowledge of Tampa housing market practice, standards, and trends.• Utilize RealData to analyze market trends and property values, providing valuable financial metrics for investors.

United States

• Created live data tracking for loan discrepancies and presented to higher management.• Conducted financial review and evaluated business risks for corporate and commercial entities.• Effective cross-functional collaboration on credit risk analysis projects.• Improved loan metrics and department goals by 65% while developing monthly QC reports.

Tampa, Florida, United States

• Obtained Direct Endorsement (DE) license in 2021• Determined proper loan resolutions and approval/denial for FHA/VA, and conventional loans

• Performed QC rebuttal reviews regarding breaches and allegations for investors and lenders on post closed defaulted loans.• Assessed transaction components that indicate potential fraud and perform sufficient investigative work to resolve issues that are identified.

Tampa/St. Petersburg, Florida Area

• Corresponded with Fannie Mae executives to successfully obtain acceptance for seller lender approval.• Managed post-closing QC department, assessed loan conditions, and provided initial credit decision.• Optimized workflow, leading to a 30% improvement in loan metrics and increased accuracy.

Tampa/St. Petersburg, Florida Area

Utilize broad scope of industry knowledge toward ensuring loans analyzed have risk / reward relationships consistent with assumptions of approved business plan, including credit worthiness and compliance, documentation, and fraud prevention, and further demonstrate experience with underwriting authority to $417,000.Expertly analyze comprehensive personal and business tax returns to determine borrower's financial condition, payment capacity, and cash flow, and examine documentation for accuracy and completeness to meet objectives.

Tampa/St. Petersburg, Florida Area

Led targeted analysis and approval of modification loans under the government HAMP program, conventional, and specialty mortgage programs, including performing critical due diligence with an emphasis on fraud prevention.Accurately and objectively audited files prior to closing, and communicated results to brokers, managers, and clients.