My background blends over 20 years of global experience within retail banking, credit risk, commercial real estate finance, and small business lending in the US and Europe. I bring a track record of success shaping organizational design, operating processes, systems, and strategies with measurable impact on the brand and consumer experience.I’ve held increasing leadership roles within CIT Bank and the Bank of Ireland (US and Dublin), with functional expertise in portfolio management, underwriting, origination, and reporting. Includes extensive experience guiding post-acquisition integration and process reengineering to successfully reduce redundancies while delivering greater efficiency and cost savings. AREAS OF EXPERTISE: International Banking • Commercial Real Estate Finance • Portfolio Management • Operational Leadership • Strategic Planning • Project Management • Operational Risk Management Process • Design & Improvement • Data Analysis • Executive Reporting