John Perry Email & Phone Number

Commercial Underwriter with extensive experience and knowledge gained from working within the Insurance Industry for 24 years, 11 within the broking sector and 13 within underwriting. I can demonstrate diverse Knowledge across a wide range of underwriting principles and commercial insurance products, including, Motor Trade, Liabilities, Contractors All Risks and Commercial Combined.

I received an award for forward thinking, after raising and resolving issue over inconsistent approach with other underwriters in rating young drivers under our Motor Trade class of business.Consistently achieving required renewal rating and retention levels.No Red Audits through strict adherence to personal underwriting authority and file management.I act as a referral point for brokers with delegated underwriting authority for Motor Trade and Commercial Combined Risks. As an underwriter I assess and evaluate suitability of risks and the application of terms with a view to achieving growth, profitability and retention of quality business whilst operating within my underwriting authority. I have dealt with a wide range underwriting aspects and issues within the lifecycle of a policy, New Business, Renewals, Mid- Term alterations, Risk Management and acting as a referral point for claims handlers. Risk Management includes reviewing loss adjusters' reports to indentify poor features of a risk such as unsafe working practices or absence of Written Risk Assessments and ensuring appropriate improvements are made. In addition it includes arranging full surveys and dealing with the consequence of their findings. I summarize below my current underwriting authority;Combined Property/Business Interruption up to £15,mTheft of Stock - £15,mMotor Trade Maximum Vehicle Limit - £200,KCAR Limit £1,mUnoccupied Buildings - £500,000PL/Prods/Defective Workmanship - £5,mEL- £10,mClaims - £100,KPremiums up to £50,000 (I deal with larger cases but would require higher PUA sign off,Currently the largest case I deal with is worth £160,000).

As an Account Handler working within the small - medium business and schemes department, I was responsible for acting promptly on instructions from clients, Account Executives and management to ensure;The best terms and conditions were providedThe correct cover is in placeThe client is given the correct and appropriate adviceTo act promptly on notifications of claims and negotiate correct and early settlementTo maintain good client and market relationsI also created and maintained the following documentation;PresentationsInsurance RegistersInvoicesPolicy DocumentationThe client base was made up of General Commercial Business and Outdoor Activity Centres with Cover provided under a Specialist Leisure Scheme. Clients covered under the scheme included Soft Play Centres, Indoor/Outdoor activity centres and Corporate Hospitality businesses.The range of policies dealt with included;Commercial CombinedMotor FleetEmployers and Public/Product LiabilityProfessional IndemnityCoach and Tour Operators LiabilityContractors All RisksDirectors and Officers

As an Account Handler I worked within the Contractors team and was responsible for acting promptly on instructions from clients, Account Executives and management to ensure;The best terms and conditions were providedThe correct cover was in placeThe client was provided the correct and appropriate adviceNotifications of claims were acted on promptly and negotiate correct and early settlementTo maintain good client and market relationsI also created and maintained the following documentation;Presentations (including slips)Insurance RegistersClaim ReportsInvoicesPolicy DocumentationThe classes of risks I dealt with related mostly to the construction industry and included;Contractors All RisksEmployers and Public LiabilityCommercial CombinedProfessional IndemnityDirectors and OfficesMotor Fleet