Senior Commercial Credit Analyst
CurrentJob responsibilities include:- Review commercial and residential appraisals to ensure that they meet USPAP and FIRREA requirements-Prepare credit memos and presentations for the appropriate level of lending authority including loan committee- Review loans to ensure credit standards are maintained and that the loans meet established credit policy.-Track commercial loan concentration risk-Monitor loan covenants and Periodic Reviews- Analyze all types of credit and financial information to prepare reports on borrower's financial position and credit worthiness- Prepare financial statements spreads, trend analysis, and ratio analysis to assess cash flow, collateral, industry risks, and guarantor strength