John Bednar Email & Phone Number

Charlotte, North Carolina, US

• Responsible for the oversight and execution of the Risk and Control Self-Assessment Program at Truist, including risk committee reporting, regulatory reviews, technology support and program maturation.
• Developed and implemented comprehensive RCSA Program ORMC Committee Reporting
• Cascaded RCSA Program Committee reports to BURM level quarterly dashboards
• Enhanced validation process to improve data quality and compliance with control testing requirements conducted stakeholder survey to identify program enhancement opportunities
• Partnered with ERM and CRM to plan the combination of the O-RCSA & C-RCSA programs – including starting three pilot combined assessments
• Developed multi-year program maturation plan

Charlotte, North Carolina, US

• Lead the Operational Risk Capital and Scenario Analysis Program Team at Truist. Ensure successful submission of operational risk forecasting for Stress Testing and planning for material risks. Key Accomplishments:
• Created process maps, key controls, procedure documentation for merged programs
• Integrated operational loss forecasting process for heritage companies including legal and non-legal projections
• Redeveloped operational loss event model
• Completed Operational Risk Resiliency Assessment and enhancements to meet Federal Reserve requirements
• Developed and executed SR 15-18 integration plan

Charlotte, NC, US

Lead cross-functional team providing responsible for the design and implementation of the Internal Loss Events, External Loss Events, Scenario Analysis, and Operational Risk Stress Testing programs as part of Operational Risk Management. Key Achievements:-Directed automation of internal loss event capture project to reduce manual eGRC entries and speed.

Charlotte, NC, US

Responsible for growing and managing BB&T's Operational Risk Scenario Inventory in compliance with Dodd-Frank Act Stress Testing (DFAST), Comprehenisve Capital Analysis Review, and future Basel Advanced Measure ApproachKey Achievements: -Executed on top-down risk identification approach, facilitating risk identification with Executive Management annualy.

Charlotte, NC, US

Managed the Retail Foreclosure Department during record high volumes of default ($200 million portfolio across 11 states)In charge of change management to meet new regulatory changes on the foreclosure process-Coordinated with Project Mangers and IT to design, test, and implement new Data Mart for Foreclosure Reporting-Reported to Senior Management status.

Charlotte, NC, US

Simultaneously managed the Foreclosure Department while overseeing projects.Implemented PEGA based web application to automate the Retail Foreclosure DepartmentIn charge of implementation of PEGA application, initial and on-going training, testing, and upgrades.

Charlotte, NC, US

Coordinated with Subject Matter Experts and IT resources (on shore and off shore) to build PEGA based web application, writing requirements / design documents to automate workflows for the Repossession Department.Developed and implemented vendor management process for 15+ Attorney Firms utilized in foreclosureRevamped web based Time Tracking Application.

Charlotte, NC, US

Supervised the largest collections team of 32 Collections Agents and two CollectionsTeam Leaders. Team met delinquency goals several months out of 2009 and in 2010.Team outperformed all other collections teams every month through 2009 and 2010. Team members consistently won all awards including Agents of the Month, Quarterly StarPerformers, and Agents of.

Charlotte, NC, US

Assisted a Collections Supervisor in managing a collections team. Provide monthly coaching sessions using production numbers and call monitors on agents. Oversee minor disciplinary procedures regarding bank policies and attendance.Team outperformed the 3 other collections teams based off payments collected results.Promoted to Collections Supervisor.

Charlotte, NC, US

Collected on sub-prime vehicle loans ranging from 1 to 30 days past due.Awarded Adjuster of the Month after only 5 months experience.Awarded Star Performed for the third quarter of 2007. Started training new collectors after only 6 months experience.Promoted to Collections Team Leader

San Pedro Garza García, Nuevo León, MX

Supervised corporate takeover of a franchise mall location. Brought franchise store into corporate guidelines through remodelingExceeded sales goals in both Gold Cards and Multivitamins Interviewed, hired, and trained all employees.Balanced cash, credit, debit, and check roll ups every day.

Achieved 2nd regional ranking in sales performance.Constantly exceeded sales goals on new promotional products.Selected as a top seller to be sent to the Health Fair Tent sale at Camp Lejuene andhelped team achieve $30,000 product sales in one day.

Master Of Business Administration - Mba, Finance, General

Bachelor Of Science, Business Finance