I am a seasoned Credit Manager with 16 years of credit management experience, a background in finance, and a Diploma in Analytical Chemistry from Salford University. The value I bring is due to my pragmatic and analytical approach to things. My colleagues describe me as loyal, level-headed, and extremely focused on getting the job done. While my specific focus over the last 20 years has been in finance, I am open to new opportunities, and believe that my financial brain, and great people skills would lend themselves well to most positions. I am an easy going individual with a high stress tolerance, and propensity for problem solving. While I count beans by trade, in my spare time I love mountain biking with friends, and spending quality time with family.