John Brennan Email & Phone Number

Chester Springs, Pa, Us

Greater Philadelphia Area

Credit Risk Manager in the Philadelphia, PA office.

Member of the Wells Fargo Multifamily Capital Berwyn Production Office. Sourced multifamily and commercial loan business throughout the Mid-Atlantic and New England Regions. Developed an extensive borrower network in the greater Philadelphia area. Established correspondent relationships with local and regional mortgage brokers.• Closed approximately $50M worth of Fannie, Freddie and HUD loans.• Earned over $663,000 in fee income for Wells Fargo.• Retained several key customers for Wells Fargo after an abrupt transition period.• Closed two loans, totaling $16M, in a 30-day window in the fourth quarter of 2007.• Utilized Wells Fargo’s balance sheet to close a loan collateralized by an industrial property.

Member of the Southeast Region Multifamily Sourcing Division. Involved in all aspects of the lending process from pricing and quoting to underwriting and rate locking transactions. Member of the Freddie Mac Credit Policy Renovation team responsible for revising the multifamily credit policy framework.• Closed over $400M in loan volume in 2005 and 2006.• Received merit based stock grant in 2003 for exceeding management expectations.• Top Investment Analyst in the Southeast Region for 2004 -- $465M in loan production.• Team leader on several multi-asset, pool transactions.

Senior Underwriter for Fannie Mae DUS Lender. Reviewed engineering and appraisal reports, analyzed sponsor credit, submitted waiver requests to Fannie Mae, and prepared complete DUS underwriting packages. Performed detailed site inspections for all assets in underwriting.• Contributed in the underwriting and closing of a $300M transaction involving 21 properties in the second quarter of 2001.• Awarded the highest possible merit pay increases for every year of employment.• Developed MS Excel tracking sheet to analyze data on borrower-owned real estate.

Underwriter for Bank of America’s commercial real estate conduit program. Duties involved modeling cash flows, researching tax rates, and estimating values. Guided clients through the entire closing process. • Assisted in closing over $75M in commercial real estate loans in the Orlando office in 1998.• Presented fundamentals of underwriting to a graduate-level real estate class at the University of Florida.

Participated in originating and underwriting long-term, fixed-rate commercial real estate loans for NationsBank’s Permanent Loan Group. Pre-screened all commercial real estate permanent financing requests in the Tampa office.• Promoted to underwriter after 18 months of hands-on training.• Attended a two-week and a six-week NationsBank real estate associate training class in Charlotte, NC.

Provided resource analysis and logistic support for the Navy’s electronic warfare aircraft platform. Assisted in logistics planning, analysis of operational and support requirements, review and development of maintenance planning documentation, financial forecasting and budgeting.• Developed comprehensive database to track the status of Navy field office funding requests.

Mba, Finance

B.S., Commerce -- Concentration In Finance

Activities and Societies: Student counsel intramural liason, business fraternity