John Fleming Email & Phone Number

Tennessee, United States

As a Loan Advisor, I specialize in guiding clients through the loan application process, ensuring they find the best financial solutions tailored to their needs. My role involves evaluating loan applications, analyzing clients' financial statuses, and advising on the most suitable loan products. I provide expert advice, assist with document preparation, and ensure compliance with regulatory requirements. By maintaining strong client relationships and staying informed about market trends, I help clients achieve their financial goals while managing risk and ensuring a smooth loan approval process.Stockton Mortgage NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Knoxville, Tennessee, United States

Preferred Rate, is a leading mortgage lending institution dedicated to providing customized and seamless financial solutions to our clients. With a commitment to excellence, integrity, and customer satisfaction, we are at the forefront of the mortgage industry.Client Consultation:Initiate and maintain relationships with clients to understand their mortgage needs.Conduct thorough consultations to assess financial situations and recommend suitable loan products.Loan Application Processing:Guide clients through the mortgage application process, ensuring accuracy and completeness.Collect and review necessary documentation, including income verification and credit reports.Product Knowledge:Stay updated on current mortgage products, interest rates, and industry trends.Provide expert advice to clients on various loan options, helping them make informed decisions.Compliance and Regulations:Ensure compliance with all relevant federal, state, and local regulations.Stay informed about changes in mortgage laws and regulations affecting loan origination.Collaboration:Work closely with underwriters, processors, and other internal teams to expedite the loan approval process.Communicate effectively with real estate agents, title companies, and other stakeholders involved in the transaction.Customer Service:Deliver exceptional customer service throughout the loan process.Address client inquiries promptly and professionally, providing regular updates on the status of their mortgage application.

8351 E Walker Springs Lane, #200, Knoxville, Tn 37923

I approach by business with the focus on the relationship not the transaction. Promptly answer income calls, explaining complex terms and practices, and supporting clients and realtors through an often stressful yet joyful process. One way we make this process more successful for our clients is by offering in house underwriters which means we are able to close quicker, than our competitors. XCO Certification, ensure that you are working with a lender who has over 400 hours of education. Originator with a demonstrated history of working in the financial services industry for Ohio, Tennessee, and Florida. I am also happy to offer free mobile notary republic services within an hour drive of Knoxville.

11200 Kingston Pike, Knoxville Tn 37934

Clearwater, Fl

My role at Tampa Bay Cares was focused on systematically analyzing client needs, allocating a $1.4M budget, and collaborating with multidisciplinary teams across numerous agencies to positively impact the community. By maintaining continuous involvement within each case from initial inquiry to close, I provided targeted solutions, mitigated critical risks, and assisted a wide range of individuals with achieving goals. I also maintained involvement in identifying fraudulent activities in relation to financial claims and successfully intercepted thousands of dollars in misappropriated or erroneously acquired funds. My positive leadership and goal-centric team building strategies were instrumental in achieving metrics goals and I was integrally involved with championing organizational mission, values, and objectives.

St. Petersburg, Fl

As an Account Manager with American Electronics, I achieved multiple awards, maintained top-ranking performance, and consistently outperformed our competition within market centered on IT equipment and supplies. My role was tasked with developing high-value relationships with executives and key decision makers within large corporations located across the country and by leveraging consultative sales techniques, I was able to create partnership-style relationships that built strong revenue pipelines.I quickly developed a deep understanding of American Electronics’ product portfolio and was able to provide clients with a knowledgeable resource, present advanced technologies, and create tailored solutions. This approach allowed me to achieve exemplary client retention metrics and excellent reorder rates while I continuously diversified revenue streams through cross-selling and up-selling techniques. I also managed procurement for complex IT projects, evaluated vendors, and expertly negotiated purchasing contracts to achieve pricing dominance and excellent profit margins.

Xco Certification, Finance, General

Xinnix XCO certification, is an in-depth training program for loan originators. Less than 1/2 of 1% of all mortgage loan originators are.

Associate Of Science - As, Hotel Management

Comptia A+, Network+, Computer Systems Technology