John Rader Email & Phone Number

Kalamazoo, Michigan, United States

Kalamazoo, Michigan, United States

Assumed all the responsibilities of analyzing clients' financial situations to recommend residential loan options. Determine appropriate products based on their specific needs and goals. Delivered loan options in a clear, concise and compelling manner to efficiently produce sales. Ensured compliance with all federal and state compliance guidelines relative to mortgage lending. Maintained and updated account records. Created referral networks, recommended alternate channels, and cross-sold products and services to achieve quotas.• Generated revenue and enhanced value by prospecting, producing, and closing residential mortgages, including conventional, government, portfolio/non-conforming, construction and vacant land loans. • Explored and produced additional sales opportunities by collaborating with other banking departments.• Established and fostered client relationships while cross selling additional products. • Utilized excellent communication skills to design, develop, and provide sales presentations to real estate professionals, builders, attorneys, CPA's, and financial planners.• Accurately attained and drafted applicants credit histories, tax returns, and other financial information.• Deployed customized lending solutions by analyzing applicants’ financial status, credit, and property evaluations. • Delivered expertise and guidance as an SME to clients on different types of loans, credit options, terms, and services.

Kalamazoo, Michigan, United States

Assumed all the responsibilities of analyzing clients' financial situations to recommend residential loan options. Determine appropriate products based on their specific needs and goals. Delivered loan options in a clear, concise and compelling manner to efficiently produce sales. Ensured compliance with all federal and state compliance guidelines relative to mortgage lending. Maintained and updated account records. Created referral networks, recommended alternate channels, and cross-sold products and services to achieve quotas.• Generated revenue and enhanced value by prospecting, producing, and closing residential mortgages, including conventional, government, portfolio/non-conforming, construction and vacant land loans. • Explored and produced additional sales opportunities by collaborating with other banking departments.• Established and fostered client relationships while cross selling additional products. • Utilized excellent communication skills to design, develop, and provide sales presentations to real estate professionals, builders, attorneys, CPA's, and financial planners.• Accurately attained and drafted applicants credit histories, tax returns, and other financial information.• Deployed customized lending solutions by analyzing applicants’ financial status, credit, and property evaluations. • Delivered expertise and guidance as an SME to clients on different types of loans, credit options, terms, and services.

Portage

Assumed all the responsibilities of analyzing clients' financial situations to recommend residential loan options. Determine appropriate products based on their specific needs and goals. Delivered loan options in a clear, concise and compelling manner to efficiently produce sales. Ensured compliance with all federal and state compliance guidelines relative to mortgage lending. Maintained and updated account records. Created referral networks, recommended alternate channels, and cross-sold products and services to achieve quotas.• Generated revenue and enhanced value by prospecting, producing, and closing residential mortgages, including conventional, government, portfolio/non-conforming, construction and vacant land loans. • Explored and produced additional sales opportunities by collaborating with other banking departments.• Established and fostered client relationships while cross selling additional products. • Utilized excellent communication skills to design, develop, and provide sales presentations to real estate professionals, builders, attorneys, CPA's, and financial planners.• Accurately attained and drafted applicants credit histories, tax returns, and other financial information.• Deployed customized lending solutions by analyzing applicants’ financial status, credit, and property evaluations. • Delivered expertise and guidance as an SME to clients on different types of loans, credit options, terms, and services.

Kalamazoo, Michigan, United States

Assumed all the responsibilities of analyzing clients' financial situations to recommend residential loan options. Determine appropriate products based on their specific needs and goals. Delivered loan options in a clear, concise and compelling manner to efficiently produce sales. Ensured compliance with all federal and state compliance guidelines relative to mortgage lending. Maintained and updated account records. Created referral networks, recommended alternate channels, and cross-sold products and services to achieve quotas.• Generated revenue and enhanced value by prospecting, producing, and closing residential mortgages, including conventional, government, portfolio/non-conforming, construction and vacant land loans. • Explored and produced additional sales opportunities by collaborating with other banking departments.• Established and fostered client relationships while cross selling additional products. • Achieved "Circle of Excellence" volume award in 2010, 2011, and 2012. • Utilized excellent communication skills to design, develop, and provide sales presentations to real estate professionals, builders, attorneys, CPA's, and financial planners.• Accurately attained and drafted applicants credit histories, tax returns, and other financial information.• Deployed customized lending solutions by analyzing applicants’ financial status, credit, and property evaluations. • Delivered expertise and guidance as an SME to clients on different types of loans, credit options, terms, and services.

Ann Arbor, Michigan, United States

Assumed all the responsibilities of analyzing clients' financial situations to recommend residential loan options. Determine appropriate products based on their specific needs and goals. Delivered loan options in a clear, concise and compelling manner to efficiently produce sales. Ensured compliance with all federal and state compliance guidelines relative to mortgage lending. Maintained and updated account records. Created referral networks, recommended alternate channels, and cross-sold products and services to achieve quotas.• Generated revenue and enhanced value by prospecting, producing, and closing residential mortgages, including conventional, government, portfolio/non-conforming, construction and vacant land loans. • Explored and produced additional sales opportunities by collaborating with other banking departments.• Established and fostered client relationships while cross selling additional products. • Utilized excellent communication skills to design, develop, and provide sales presentations to real estate professionals, builders, attorneys, CPA's, and financial planners.• Accurately attained and drafted applicants credit histories, tax returns, and other financial information.• Deployed customized lending solutions by analyzing applicants’ financial status, credit, and property evaluations. • Delivered expertise and guidance as an SME to clients on different types of loans, credit options, terms, and services.

Jackson, Michigan, United States

· Developed customized auto finance solutions, from application through delivery, for all levels of credit worthiness.· Sold aftermarket warranties, GAP insurance, and credit life insurance to expand profitability. · Maintained comprehensive knowledge of prime and sub-prime financing guidelines.· Recognized as "Salesman of the Year" in 2001.

Jackson, Michigan, United States

· Purchasing Agent; negotiated with multiple vendors to procure inventory and other services.· Hired and supervised warehouse personnel; configured distribution space to maximize efficiency.· Worked with freight companies to coordinate domestic and overseas logistics.· Developed and serviced national wholesale and retail accounts .

Grand Rapids, Michigan, United States

· Drafted, Submitted, and tracked all territory warranty claims.· Responded to service inquires and scheduled repairs with field technicians.· Aided in the preparation of service quotes and sold ancillary services to new and existing accounts.· Leveraged the warranty program as an additional profit center to institute an industry-leading technician training program.