Thank you for reading my profile. I have helped many clients achieve their financial goals and dreams including sufficient income in retirement, the mitigation of unnecessary tax or the saving for a specific sum. Financial planning is complex and finding a trusted adviser is vital! Having worked in this profession for over 20 years, I have seen many changes, but what stays the same is the need for a face to face relationship. It was the loss of this benefit which made me move away from my previous career in Lloyds of London The pitfalls of not seeking financial advice are many and include:• Doing it wrong!• Allowing your heart to rule your head when making financial decisions• Finding the time to stay on top of your portfolio and the lost opportunity cost of that. Clients who use our services have benefitted from:• Long term wealth accumulation • Improved understanding of financial management • A valued long term relationship leading to the achievement of their goals. Being part of a team in St Albans with over 100 years' experience allows all aspects of advice to be current, specialist, sound and empathetic. As a co-founder of Trinity Wealth Management, it is important that the company reflects the values that govern my life. It is important that my team feel valued and my clients are happy and satisfied. Whilst all areas of financial planning are included within our services, an area which perhaps distinguishes us is our desire to be generous and we have our own charitable trust from which we philanthropically support chosen charities and this is available for our clients to use for their own tax efficient giving. In my spare time I am a keen runner & enjoy keeping fit. I have watched Portsmouth Football Club for over 35 years but if I really want to relax I can be found by the river bank, fishing rod in hand waiting for a bite!