Jon Freeman Email & Phone Number

United States

• Oversee a $60+ million portfolio of commercial automotive line of credit loans.• Tasked in creating a new financial assessment process in which predictive indicators were developed to manage large exposure clients. This led to a reduction of $12 MM+ in credit losses. • Report and Collaborate with all company stakeholders: C-Suite, Divisional, and Regional level to implement strategic Risk and Growth initiatives. • Perform various portfolio stress tests and implement new strategies… Show more • Oversee a $60+ million portfolio of commercial automotive line of credit loans.• Tasked in creating a new financial assessment process in which predictive indicators were developed to manage large exposure clients. This led to a reduction of $12 MM+ in credit losses. • Report and Collaborate with all company stakeholders: C-Suite, Divisional, and Regional level to implement strategic Risk and Growth initiatives. • Perform various portfolio stress tests and implement new strategies to mitigate credit losses. • Collaborate with Audit, Lending, Risk, and Field Operations to align goals. •Aggregate, analyze, and deliver key KPI, Financial Review, Audit, and Risk Scoring trends at both the portfolio and account level.• Co-Developing Kinetic Select, a new company division which will provide a concierge consultative model for the companies largest exposure clients.• Review UCC filings, Clear, Credit, Plaid, Orculus, Lending Data, Salesforce, Hubspot, and Microsoft Power BI. Show less

Texas, United States

• Tasked to develop, hire, and build out of the Strategic Portfolio Manager Position. • Assisted with management of the Southeast Region consisting of 7 markets, developing staff, dealer partners, retention rates, and risk mitigation.

Dallas/Fort Worth Area

• Designed an E-Commerce website platform utilizing SEO, market analysis, website coding, design, along with third party applications integration.• Surpassed $1.8 million in company gross revenues.• Invested profit proceeds into real estate rental and stock portfolios.• Experienced in renovation remodels, flips, land acquisition, and residential rentals which are handled under the JP Freeman Enterprises Inc. company.

Dallas/Fort Worth Area

• Managed a portfolio of 100+ commercial automotive dealer accounts consisting of $25+ mil in receivables with yearly revenues of $3+ mil.• Responsible for the life cycle of the Client: pricing, growth, risk, remarketing, using data analytics tools such as Tableau and specialized lender software.• Utilized The Challenger Sales Model providing consulting solutions for clients to improve business processes & revenue.• Assisted Region with conference calls, budget forecasting, special… Show more • Managed a portfolio of 100+ commercial automotive dealer accounts consisting of $25+ mil in receivables with yearly revenues of $3+ mil.• Responsible for the life cycle of the Client: pricing, growth, risk, remarketing, using data analytics tools such as Tableau and specialized lender software.• Utilized The Challenger Sales Model providing consulting solutions for clients to improve business processes & revenue.• Assisted Region with conference calls, budget forecasting, special projects, policy implementation, hiring and employee coaching.• Cross-Sold DMS, Vin Acquisition, and Auction Software. Show less

Dallas/Fort Worth Area

• Created and split 2 markets in the Dallas-Ft. Worth Area consisting of 120+ automotive dealer accounts.• Oversee all aspects of a commercial automotive dealer loan portfolio consisting of line of credit loans in excess of $12+ million.

Dallas/Fort Worth Area

• This role consisted of fully planning and implementing a sales plan without supervision.• Held company record for new business development during tenure.• Promoted to Account Executive after four months of hire.

Dallas/Fort Worth Area

• Took over the lowest producing branch in the state and turned into the top location within nine months. Promoted to three branches during tenure.• Originated and serviced over 2,500 real estate, personal, and auto-secured loans with branch receivables of $30+ million.• Developed a team of eight individuals which included daily coaching, training, human resources, loan closings, documentation compliance, & regulatory requirements including RESPA, TILA, ECOA, HUD-1, and MLO Licensing… Show more • Took over the lowest producing branch in the state and turned into the top location within nine months. Promoted to three branches during tenure.• Originated and serviced over 2,500 real estate, personal, and auto-secured loans with branch receivables of $30+ million.• Developed a team of eight individuals which included daily coaching, training, human resources, loan closings, documentation compliance, & regulatory requirements including RESPA, TILA, ECOA, HUD-1, and MLO Licensing. • Responsible for loan underwriting, insurance sales, claims, collections, default mitigation, branch audits, cash drawers, and branch financial reporting.• Citigroup Fastrack Management Graduate: 18-month college graduate program.• Created a modified underwriting process that the company adopted regionally which decreased credit losses prior to the 2008 recession. Show less

Dallas, Texas

•Intern, assisting the CEO and all departments in the acquisition of Non-Performing Distressed Real Estate Note Pools of $100+ mill 1st and 2nd liens. • Performed Due Diligence to assess note quality such as BPO's, Appraisals, Property Tax Reviews, Deed Examinations, and Contract Review.• Helped create a corporate governance package for the company’s IPO on the NASDAQ.