Jonas Emilsson (Fiba Aml/Ca, Acams, Acfe) Email & Phone Number

Vienna, Va, Us

Fishers, Indiana, Us

Responsible for managing First IB’s AML, BSA, Fraud, OFAC/Sanctions Compliance Operations ensuring strong risk mitigation controls as the bank expands its numerous and rapidly expanding network of FinTech partnerships.Subject matter expert for the risk analyst team and enterprise-wide financial institution associates ensuring compliance with various regulations and operational policies including, Regulation E, Z, CC, GG, V, FCRA, FACT Act, Bank Secrecy Act, USA PATRIOT Act, Anti-Money Laundering, OFAC, NACHA, Visa Operating Rules, and internal policies and procedures.Leading First IB’s transition to industry-leading comprehensive and consolidated Financial Crime Management platform combining Fraud Detection, BSA/AML Compliance, and High-Risk Customer Management enhanced with FinCEN 314(b) Information Sharing network capabilities using artificial intelligence and machine learning for cross-institutional and multi-channel analysis.Part of First IB’s management team tasked with the successful integration of First Century Bank’s BSA/AML, Fraud and Sanctions program into First IB, incorporating its significant payments, tax product lending, sponsored card programs and homeowners association services.

Elkhart, In, Us

Part of InterCambio Express, Inc.’s Executive Team, serving as Director, Global Compliance Officer responsible for the corporate global compliance and fraud programs, managing teams of BSA/AML/Consumer Protection/Fraud/Regulatory/Sanctions compliance professionals at our Indiana, USResponsible for the direct oversight and management of the global corporate AML, BSA, AFC, Anti-Fraud, Consumer Protection, Correspondents Due Diligence, Regulatory, and Sanctions Compliance programs, including InterCambio Express Holding Group subsidiaries, Torres Enterprises Corp. (company owned locations) and Valor Humano y Empresarial (company owned paying locations).Achieved numerous Compliance Management System/Governance improvements leading to significant increased Effectiveness while reducing costs by improved Efficiency and significantly reduced False Positives by tuning rules and implementing Robotics and Machine Learning Algorithms to automate system decisions.

Columbus, Georgia, Us

SYNOVUS, Columbus, Georgia - a $45+ billion asset financial institution 2016-2018Part of Synovus Financial Corporation Enterprise-wide Anti-Money Laundering / Bank Secrecy Act / OFAC (BSA/AML/OFAC) management team.AML/BSA Manager - Compliance, 2016-2018 Responsible for the direct oversight and management of the AML/BSA transactions monitoring program, the Detecting and Reporting Unit (DRU) comprising the Currency Transaction Reports (CTR), Office of Foreign Assets Control (OFAC), Account Monitoring Alerts, and the Suspicious Activity Investigations Teams, with final approval decision of all Investigations resulting in either a Suspicious Activity Report (SAR) or a No SAR decision. AML/BSA program change leader strengthening team member associates morale and dedication, improving the account monitoring program with an unrelenting emphasis on customer due diligence and targeted transactions.

Jacksonville, Fl, Us

EVERBANK (NOW TIAA BANK), Miami, Florida - a $30+ billion asset financial institution 2014-2016Part of EverBank's Bank Secrecy Act / Anti-Money Laundering / OFAC (BSA/AML/OFAC) management team.BSA Supervisor, 2014-2016 Responsible for, as a member of EverBank's BSA/AML/OFAC leadership team, ensuring the effective implementation of the bank’s enterprise-wide AML/BSA/OFAC programs and, in particular, for the direct oversight and supervision of the enterprise-wide BSA/AML operations program. Led and hired a team of about twenty full-time and contract associates, including AML monitoring batch processors, case investigators and SAR writers, and high risk customer review analysts. Continually worked on improving quality and efficiency of the bank’s AML/BSA program through the implementation of new or updated alert or profile exception parameter tunings, close monitoring and review of direct reports’ write-ups, and delivery of one-on-one coaching sessions as well as team/unit training workshops resulting in significantly improved quality of and efficiency.

Miami, Fl, Us

US CENTURY BANK (USCB), Miami, Florida 2010-PresentPart of the USCB’s Bank Secrecy Act / Anti-Money Laundering / OFAC (BSA/AML/OFAC) team.Assistant Vice President, BSA Analyst III / Senior BSA Analyst, 2013-PresentConducting annual in depth reviews of High Risk rated customers to document the ongoing customer due diligence.Ongoing support and training to the new CTR Analysts and continued involvement in the bank's CTR program as a subject matter expert.The creation of and review of monthly and quarterly Cash Shipments, CTR reports and Foreign Wire Transfer reports with the goal of training the successor(s) to fully manage these functions.Assistant Vice President, BSA Specialist and CTR Coordinator, 2012-2013Monitoring of deposit and loan account activities through Ocean System’s Enhanced Compliance Solution (ECS);Responsible for the bank's Currency Transaction Report (CTR) program: including training of the bank's branch personnel; final review, approval, and submission of the bank's CTRs to FinCEN;The successful and smooth transaction for the bank from the use and submission of the Legacy CTR to the new FinCEN CTR format;Periodic Cash Reconciliation between our core system and our monitoring system (ECS); and The creation of and review of monthly, quarterly, and yearly Cash, ACH, and Wire Transfer activity reports (Trend Analysis) for both departmental use and the bank's Board of Directors.Assistant Vice President, BSA Specialist, 2010-2012Monitoring of deposit and loan account activities through Ocean System’s Enhanced Compliance Solution (ECS);OFAC update reviews of the bank's client data base as well as OFAC SDN upload verification through Ocean System’s FedLink system as well as our secondary systems Prime and Penley;Identification of and filing Designation of Exempt Person (DoEP) for entities the bank wishes to Exempt from CTR filings; andFinal review and submission of the bank's CTRs.

Us

Senior BSA Analyst / BSA Analyst II, 2007-2010Department team leader for the BSA Analysts/Compliance Assistants; Deposit account activity monitoring through SAB’s Compliance Monitoring System (Ocean Systems' ECS); Review of acquired Banks’ deposit account files and new deposit account files; Review and approval of CTRs, OFAC and FinCEN 314(a) update reviews; Review and preparation of monthly cash shipments, monthly cash activity report, case dispositions and the filing of SARs.BSA Analyst I, 2006-2007Review of new and acquired Banks’ deposit account files, review and preparation of CTRs, OFAC and FinCEN 314(a) updates, and deposit account activity monitoring through SAB’s compliance monitoring systems (Evergreen and subsequently ECS. Administration of the SAB's legal servings, including Subpoenas, Summons, Levies, Garnishments etc.Sales and Services Coordinator, 2005-2006Responsible for training all branch employees in the Bank’s new Platform system for account opening processes; Managed the Bank’s online customer banking service; Managed the Bank’s online bank training program and supported branch personnel in completing the required courses; Prepared and Enhanced Branch Administration reports for the Executive Vice President for Sales and Services.Assistant Branch Manager / Manager Customer Service, 2005Responsible for the branch’s operational functioning as well as servicing Bank customer’s needs.Customer Service Representative, 2004Opened new deposit accounts and serviced Bank customer’s needs, including access to and establishment of Safety Deposit Box accounts.Head Teller, 2003-2004Trained and supervised junior tellers, while providing superior service to the Bank’s customers. Responsible for ordering of the branch’s currency and preparation of the branch’s Currency Transaction Reports.Teller, 2003Serviced the branch clients through efficient and accurate execution of their deposit, transfer and withdrawal needs.

Ba, Economics, Magna Cum Laude With A In All Economics Courses

Economics

Passed Level Ii Of The Cfa Program, Finance