Jonathan Packer Email & Phone Number

London, United Kingdom

• CONFIDENTIAL - MIDDLE EASTERN BANK – REMEDIATION PROJECT SMEMARCH 2019 – AUGUST 2019
• QC and SME for the remediation of a population of c.700 complex and high-risk corporate clients at a Middle Eastern Bank based in London.
• Created the Operational Procedure document which formed the basis of the process to be followed by the KYC Remediation Team.
• Delivered training to RMs in London, Milan and Frankfurt on the uplifted KYC process to be followed and their Fin Crime responsibilities as the First Line of Defence for the Bank.CONFIDENTIAL – TIER 1 UK BANK – QUALITY.
• Created and oversaw tactical Retail Customer Contact process on CRA Rectification project, assessing best course of action for complex non-responder customer accounts, and liaising with management of various business.
• Involved in both the Retail and Corporate side of the project, acting as Quality Control for file build risk assessments of high-risk customers. CONFIDENTIAL – TIER 1 UK BANK – SCREENING ANALYST / QUALITY CONTROL.

London Area, United Kingdom

• CONFIDENTIAL – DANISH BANK – LEAD CONSULTANT (DIRECTOR) / SME OCTOBER 2021 – DECEMBER 2023
• Project Lead in the 2LoD sanctions workstream of the Financial Crime Transformation Programme at a Danish Bank, tasked with the delivery of E2E reviews of sanctions requirements and controls across the Group
• Managed and led the completion on schedule of 38 delivery milestones within wide-ranging initiatives covering the sanctions control framework, customer screening, transaction screening, list management, and sanctioned.
• Managed and maintained project MI and reporting to senior 2LoD stakeholders
• Designed the assurance testing methodology within the 2LoD Sanctions & Embargo team to enable the structured testing of sanctions controls
• Designed the QA process for the 2LoD Sanctions Advisory Function to ensure effective ongoing monitoring of the quality of escalation handling into the team

London, England, United Kingdom

• Business Analyst on project team tasked with redesign of target operating model for 1LoD and Compliance
• Completed in-depth reviews of E2E KYC review processes across multiple jurisdictions and presented operational efficiency recommendations to senior stakeholders
• Led implementation of prioritised quick-win initiatives, liaising daily with 1LoD stakeholders and operations teams, drafting procedure updates, and presenting proposals for Compliance approval
• Drafted adverse media discounting principles and materiality assessment guidance for use in across 1LoD teams in both Luxembourg and Frankfurt offices

London, England, United Kingdom

• Project Manager in the 1LoD capability workstream of the Financial Crime Improvement Programme at a UK challenger bank.
• Leading on the operationalisation of a 1LoD assurance function, drafting operational procedures, creating a 1LoD library of controls and setting out a methodology in which to carry out testing of controls in the first.
• Drafted CRA logic for the development team to code into the automated risk assessment tool for digital personal customers.
• Responsible for the bank-wide review and ongoing management of all Fin Crime waivers across the Business
• Led delivery of a bank-wide Breach Management Process including drafting of a Breach Standard, Breach Report Template and roll-out of training.
• Advising the business on regulatory requirements surrounding transaction monitoring, payment screening and enhanced due diligence, with recommendations provided for uplifting processes in line with 5MLD and MLR 2019.

Malta

• Malta-based project involving the review of customer accounts frozen by the MFSA following a cease and desist order imposed on the Maltese Bank.
• Team Leader responsible for coordinating the review process of the complex corporate customer population
• In charge of case allocation and tracking within the team, providing guidance and feedback to analysts and QCs, and acting as final reviewer of files prior to submission to the partners.
• Responsible for presenting cases to Compliance when flagged as high-risk or suspicious by the team.
• Created the Operational Procedure document which provides an end-to-end user manual for analysts and is utilised in the training of new starters.
• Final reviewer of payment instruction forms received from the customer and responsible for submitting payment requests to the project Finance Team in order to facilitate the release of funds.

London, United Kingdom

• Interim Manager of the newly formed Policy Implementation team.
• The wide remit of the Policy Implementation team requires gaining a greater knowledge of the banks organisational structures and the day-to-day processes across various business areas.
• Led gap-analysis project within Retail and Business Banking in assessing current controls and processes against requirements set out in the updated AML Standards, Sanctions Standards and CDD Requirements.
• Ran workshops with various ops and back office teams in order to gather information and gain an in-depth understanding of current Financial Crime processes across the bank.
• Presented gap analysis outputs to senior management and provided regular updates on progress via governance forums and ad-hoc meetings with senior stakeholders.
• Responsible for drafting waivers, exemptions and breach reports for incidents of non-compliance with anti-money laundering standards and regulations.

London, United Kingdom

• Part of an international team of lawyers and paralegals working on OFAC investigations
• Given specialist training on U.S., U.N. and E.U. economic sanctions and embargos
• In charge of document production, managing an international team of 10 paralegals
• Responsible for liaising with attorneys in the U.K., the U.S. and France to ensure timely delivery of reports to regulators
• In charge of training new team members on internal procedures and policies
• Involved in several projects simultaneously, delivering work product to tight deadlines with extreme attention to detail.

London, United Kingdom

• Part of team that investigated the BNP Paribas U.S economic sanctions violations case
• Multi-jurisdictional case focused on institutional circumvention of U.S sanctions and failure of compliance procedures
• Experienced in regulations governing international sanctions and administrative processes involved in compliance
• Redacted appropriate identifying information in compliance with EU data protection and privacy regulations
• Familiarity with audit reports on large financial institutions, compliance systems gaps and failings, and remedial actions

London, United Kingdom

• Worked with a trust fund which owns over 500 properties in the London area
• Experienced in complying with local councils’ guidelines when dealing with planning permission and building regulations
• Presented our business to prospective clients to outline our services
• Drafted and checked leases, lease extensions and various licences for commercial tenancies
• Ensured compliance with consumer protection standards when advertising and marketing properties

• Extensive experience of playing on multiple online platforms through the “boom era” of online poker (Pokerstars, Full Tilt, Party Poker, William Hill, etc.)
• Familiarity with AML regulations governing deposits, withdrawals and transfers, a major issue for today’s gaming companies
• Personal experience of the evolution of gaming sites with regards to player identification and verification
• Witness to the shift in protocols and procedures following geographical changes to gaming laws, for example in the United States
• Knowledge of regulatory requirements for responsible gaming tools – self-assessment, self-restriction and self-exclusion

Gdl, Law, Graduate Diploma In Law

Master Of Arts (Ma), History, Ma

Activities and Societies: University Squash Club Vice President (2007-2008)

Bachelor Of Arts (B.A.), Politics And Sociology, 2:1

Activities and Societies: Squash team Social Secretary and Treasurer (2005-2006), 1st Team Captain (2006-2008), Poker Society (2004-2007)

Gcse, As And A-Levels

Activities and Societies: School Tennis 1st Team Captain, Squash 1st Team Captain, Football & Cricket 1st XIsA LEVEL: As in History.