Jonathan Smulders Email & Phone Number

Freelance credit analyst with full professional proficiency in French, Dutch, and English.WHAT I DO: I help companies successfully navigate the business cycle, ensure credit risk management continuity, and prevent process disruptions by bridging temporary staffing gaps, providing coaching and training and fostering a proactive risk culture within the company.MY EXPERIENCE: I leverage close to 15 years of experience in the financial industry, 10 of which as a senior analyst in the leasing sector, managing high-risk exposures in a portfolio ranging from SME to Large Corporate across a wide scope of sectors. Additionally, I have co-managed the implementation of risk infrastructures and processes in newly established foreign entities, coordinated the successful integration of an acquired portfolio and coached and trained multiple junior colleagues on their path to a senior position.MY APPROACH: I stand for top-notch service and a seamless experience for both internal and external clients. Always in tune with the bigger picture, I act as a true partner for the business with a constructive approach to risk, characterized by a sound balance between risk management and business goals. Conversely, I advocate and foster a company-wide proactive risk culture as a key pillar for sustainable growth and the achievement of the company’s long-term ambitions.MY VALUES: A seasoned and passionate professional, I demonstrate strong work ethics with a deep sense of integrity, dependability, and accountability in everything I undertake.WHAT MAKES ME DIFFERENT: A growth my mindset, I have a deep drive towards perpetual improvement and development. I approach ambition globally in terms of what I want to experience and achieve. Ever since my first professional experience as a Trainee for Fortis Bank, I have always strived to keep my life dynamic both professionally and in my private life. Continually looking to challenge myself, I have a positive attitude, a high level of adaptability and I embrace change. I equally bring strong interpersonal skills and I am a quick and eager learner.MY WHY: During my career, I have experienced firsthand the challenge of finding temporary support immediately operational and with the required level of expertise. I have witnessed the potential impact it can have even on strong structures, and I want to help teams and companies navigate these troubled waters.