Jonathan Roy Email & Phone Number

Chelsea, Massachusetts, United States

• Comply with all applicable laws while recovering accounts, including FDCPA and Mass. Gen. Laws
• Negotiate settlements of delinquent accounts with consumers and debt relief organizations
• Achieve successful resolution of charged-off accounts by communicating and negotiating with customers
• Led department in recoveries during first quarter of employment with over $80,000 recovered
• Manage customer complaints, submit regular reports on unpaid accounts, and exceed quarterly recovery goals on 200+ accounts
• Counsel members to identify optimal solutions to bring their accounts current and lower credit risk

• Maintained extensive knowledge of agency, FHA, and portfolio loans, second mortgages, and lines of credit
• Complied with applicable laws and regulations: TILA, ATR/QM, RESPA, TRID, and HOEPA
• Closed over $20,000,000 in residential mortgages per year in 2020 & 2021
• Guided borrowers through loan options, application completion, underwriting, and closing
• Counseled clients on credit-related matters and prepared them for successful loan applications

Peabody, MA

• Maintained a comprehensive and up-to-date knowledge of 16+ product programs and guidelines
• Established a robust network of referrals by leveraging relationships with realtors, title companies, and attorneys

Beverly, Massachusetts, United States

• Reviewed leases and subcontractor agreements, maintained rental property, and resolved tenant issues
• Managed equipment and inventory, coordinated with faculty/staff to perform maintenance on 7 buildings
• Guided, mentored, and oversaw the work of subcontractors and technicians, resulting in optimized productivity
• Oversaw and facilitated the coordination of equipment requests, materials and supplies, and attended departmental and safety meetings

Greater Boston Area

• Negotiated and reviewed employment and service contracts, settlement agreements, and leases
• Established a law practice focusing on business law and startups with an emphasis on: litigation, startup consulting, intellectual property protection, and bankruptcy
• Drafted 93A letters, motions, discovery requests, complaints, petitions, answers, cross-claims, and other legal pleadings
• Secured trademark, copyright, and provisional patent protection for clients
• Attended and represented debtors at court hearings, depositions, mediations, and four-way conferences
• Received discharges in 27 bankruptcy filings in a 19-month period

Beverly, Massachusetts, United States

• Oversaw all aspects of operations, including contract drafting and negotiation, and managing any legal issues
• Played a key role in marketing strategy development through collaboration with external groups and potential investors to attract customers and secure seed funding
• Skillfully reviewed and negotiated license agreements, host and guest agreements, and TOS/T&C, and NDAs
• Successfully influenced venture capitalists and private investors to attract private placement funding
• Mapped, planned, and maintained computer infrastructure and software resulting in a cost savings of over $15,000

Boston, Massachusetts, United States

• Reviewed and redlined complex commercial contracts, AIA contracts, and contractor agreements
• Performed legal research for pending cases producing 14+ legal memoranda weekly, including complaints, motions, and interlocutory appeals
• Drafted - inter-alia - requests for proposals, third party complaints, and bills of particulars
• Devised firm’s risk mitigation policies, documented procedures, and created quarterly goals with management
• Crafted financial statements and legal pleadings for construction litigation claims
• Evaluated engineering plans and drawings and identified potential issues

Boston, Massachusetts, United States

• Conducted trial preparation, court filings, and document production on a daily basis for 5 concurrent trials
• Restored website after catastrophic failure of web server saving the firm up to $25,000

Wakefield, Massachusetts, United States

• Drafted legal documents including: divorce complaints, P&S agreements, financial statements, adoption petitions, settlement proposals, and memoranda of medicals
• Reviewed and updated separation agreements and other various legal documents with family law clients
• Performed legal research using Westlaw® and Lexis-Nexis®
• Drafted bankruptcy petitions, adversary proceedings, and various bankruptcy motions
• Prepared files for every stage of personal injury and family law litigation

Jd, Law

Activities and Societies: Dean's List

Bs, Computer Information Systems

Activities and Societies: President’s List, Dean’s List, Honor’s Internship Program, Dean’s List National Publication

Small Business Management

Activities and Societies: President of Lambda Phi Epsilon Honor Society, President’s List, Dean’s List, Class Valedictorian