Joni Moore Email & Phone Number

Cincinnati, Oh, Us

Cincinnati, Ohio, Us

Collaborated with all business units to identify business process improvements and best practices. Increased operational efficiencies, developed compliance standards and key performance metrics for the bank's real estate secured loans while managing the quarterly reporting of Regulation H (LTV) exception loans to the Board of Directors. Decreased over reporting by 12% in the first year. Partnered with technical areas in the research and resolution of complex system and process problems. Created procedures on Regulation H reporting resulting in a more efficient and comprehensive process.

Cincinnati, Ohio, Us

Performed monthly monitoring of new loans for applicability and adherence to Regulation U, Z TILA/RESPA and summarized results for Senior Management. Substantially reduced Regulation U errors by 16% by collaborating with internal customers and identifying key risk indicators.Maintained Bank's Community Reinvestment Act ("CRA") data listings related to all commercial loans.Counseled Bank's Commercial lines of business regarding existing, revised and newly implemented Compliance procedures.Supported special 4-month project to assist in training Middle Office on the Reg U Testing/Monitoring process as it was transitioned from Compliance to the Credit Department.

Cincinnati, Ohio, Us

Managed construction loan draw process for commercial projects with land developers, homebuilders and mixed-use construction projects. Reviewed contracts between borrowers and General Contractors; approved and maintained budgets, determined equity requirements related to borrowing base. Maintained a Portfolio of projects up to $250M in value.Facilitated communication and correspondence with vendors, internal and external customers, as well as third party Attorneys.Sustained a special project to support a co-worker's portfolio in addition to own, due to a year long medical leave of absence. Total combined portfolio value of $500M.

Cincinnati, Oh, Us

Facilitated the abstracting of leases and titles up to $2.5M in value; drafted more than 1,200 Tenant Estoppels and Subordination, Non-Disturbance and Attornment Agreements (SNDAs). Analyzed all easement agreements and declarations between landlord/developer and tenants/neighboring properties. Prepared requests for proposal correspondence for environmental, property condition, survey and zoning reports to the Due Diligence Director.Earned an award for Fastest and Most Efficient Lease Abstractor during a special project of a lease conversion to a new software system.

Cincinnati, Ohio, Us

Reviewed and abstracted all 200 leases and 110 subleases within Greater Cincinnati, Northern KY and Dayton Kroger stores and maintained the corporate real estate database. Calculated and processed monthly percentage payment obligations for the Percentage Leases with values up to $90K.Managed the rent and common area maintenance delinquencies from the 110 subleases located in the Kroger stores. Decreased rent delinquency by 46%.

Faciliated and managed all property related services of 298 residential lease contracts + 210,000 square feet of commercial office space. Oversaw 6 employees. Implemented renovation plans for distressed properties resulting in a profitable turnover in less than one year. Increased rent collections from 40% to a 97% monthly collection ratio. Maintained relations with government programs, attended court hearings and worked closely with Attorneys on legal procedures.

Bellevue, Wa, Us

Started up and organized a new real estate office. Controlled cash flow of payables and receivables. Inputted and tracked information through the Multiple Listing Service. Provided support to the Broker and 10 Real Estate agents.

Bellevue, Wa, Us

Controlled the daily operations of a portfolio consisting of 28 single family rental homes through the Seattle, Washington area. Facilitated and managed all property related services by providing expertise in all areas of property management to Owners. Collected all monthly rental payments, and functioned as a liason between Owner and Tenant. Developed, standarized, negotiated and administered all lease documents while complying to all Federal regulations related to Landlord/Tenant Law. Supervised remodeling projects including coordination of contractors and vendors. Advertised and marketed properties for lease through the Multiple Listing Service.

Business Administration, Real Estate Law

Licensed Real Estate Agent - State Of Ohio, Real Estate Law

Licensed Real Estate Agent - State Of Washington, Real Estate Law

Associate Of Arts & Sciences (Aa), Business Administration And Management, General