As an ex-Wall Street Trader, it has always been my job to see the future and buy it at a discount to its future value--that's all stock investing is--and I was reasonably good at it. As I've matured, however, I realize that businesses are not stocks, and businesses are not represented in dollars, and that the economy runs on far greater drivers than trading equities. I've come to learn that businesses represent solutions to human problems--and that the problems, and the entire industries and asset classes are trying to improve solution to human problems. So, that has made me obsessed with the future of business marketing and payments--and that has become the focus on WealthColony's research and education--and from that vantage point, the future has never looked brighter.I suspect that the future of business marketing is more decentralized--right now payment providers (PayPal, Visa, etc), along with the channels of advertising and marketing (social media, traditional media) have created a system where we, as business owners, are beholden to certain platforms and solutions for the brand growth and revenue growth of our businesses.Decentralization will change that--that is why WealthColony is doing a lot of education on the npayme solutions suite--where creators can control their own creations, where promoters get paid instantly, where payments can be taken without regulatory overreach, where costs are low, and where affiliate payments and reward payments can be made to fans of your company automatically, direct to them, and you can reward your customers for being customers. This is all done through smart contracts--and the business owner, nor anyone else, will need to write any code. In this model, social media becomes a tool used by your company-your company is not beholden to the social media as a tool.You can go viral, be seen, on your own terms.That's what decentralized rewards are doing. That's the future of business.