Joseph Amal Jayasinghe Email & Phone Number

Toronto, On

Toronto, Ontario, Canada

Scotiabank (BNS) is a top tier bank in North America and considered as one of the Big 5 in Canada, with a total customer base of over 10million and a staff strength of approximately 90,000 globally.My job role as a Senior AML Investigator in the AML Risk Domestic FIU mostly consist of conducting case investigations in the AML Transaction Monitoring team. Investigating and dispositioning cases generated by the Automated Monitoring System (AMS), branch UTRs and Referrals from Law Enforcement, Western Union (WU) etc.Type of work streams include case investigations under BAU, External Referrals and Russian Sanctions ProjectCase investigations include various types of financial crime, typologies and predicate offences including Money Laundering, Drug Trafficking, Human Trafficking, Fraud, scams etc.Identify and report parties involved in specific criminality that are reportable under Public-Private Partnerships (PPPs) projects, such as Project Protect, Shadow, Chameleon, Guardian etc.Reviewing customer alerts, investigating, and reporting any violations of compliance or regulatory standardsPreparing and submitting Suspicious Transactions Reports (STRs) to FINTRACSupporting business units by providing case specific direction on appropriate escalation procedures and enhanced due diligence to mitigate potential risk of money laundering and terrorist financingPreparing case reports for AML/ATF Operations management review describing the suspected AML typology, the scope of the investigation, risk assessment, and recommended remediation actionsConduct presentations at various FIU forums, such as the monthly intelligence forum.Conduct job shadowing for new staff and share best practices with the team.Act as team’s STR Delegate and coordinate with the STR Filers for smooth submission of STRs to FINTRAC

Toronto, On Canada

Engaged in an AML Transaction Monitoring project engagement for a top tier bank in Canada Investigating and dispositioning cases generated by the Automated Monitoring System, UTRs and ReferralsReviewing customer alerts, investigating, and reporting any violations of compliance or regulatory standardsPreparing and submitting Suspicious Transactions Reports (STRs) to FINTRACSupporting business units by providing case specific direction on appropriate escalation procedures and enhanced due diligence to mitigate potential risk of money laundering and terrorist financingPreparing case reports for AML/ATF Operations management review describing the suspected AML typology, the scope of the investigation, risk assessment, and recommended remediation actions

Toronto, Ontario, Canada

 As a visiting lecturer, I conduct AML related training courses at following institutes in Toronto, ON Canada and Dubai, UAE:- SENECA College - Emirates Institute for Banking and Financial Studies (EIBFS) - MNR Talent and Skills Development Institute- Course Instructor with Udemy  The areas of training include AML Fundamentals, Case Investigation Skills, Canadian AML Laws, UAE AML Laws and Regulations etc.  Expertise in conducting training via various Delivery Channels; E-Learning, Virtual training via interactive Webinars and in-house training

Dubai, United Arab Emirates

AML Consultant for project engagements - Expertise in Transaction Monitoring project engagements that include end-to-end process of AML case investigations to STR submission.Type of project engagements include Triage Process for alerts based on wire payments, investigation of alerts generated by Automated Monitoring System (AMS) and/or Unusual Transaction Reports (UTRs) submitted by branch staff. Engagements can be considered as solutions for clearing backlog/lookback of aged alerts or investigation of current alerts on Business As Usual (BAU) basis. Familiar with Risk Management Tools - SAS, Oracle, Lotus Notes, FCRM

Toronto, Canada Area

Main Accountabilities and Responsibilities: Conducting case investigations for AML alerts generated via Unusual Transaction Reports (UTRs), Automated Monitoring System (AMS) and wire payments from/to High Risk Geographies (HRG) Submit Suspicious Transaction Reports (STR) to FINTRAC Utilized researching, investigative and analytical skills to successfully close complex cases, example: Project Chameleon: Focal client and related party, possible victims of a romance scam Approximately 200 documents reviewed Identified potential layering, fraud (romance scam, fraudulent cheques, identity theft) as ML events  Following a Risk Based Approach in conducting case investigations in compliance with FIU guidelines, internal AML policies and bank procedures  Presenting clear, concise narratives that include risk mitigation measures, proposed actions taken and escalations Proficiency in name screening and research via World Check and Open Search Conducting in-house presentations for peer analysts to improve quality of case investigations & narrative write ups Also worked as a Quality Control (QC) officer: reviewed and provided feedback on case narratives of AML analysts  Performed job shadowing for new staff Worked collaboratively in a team environment for completion of complex case investigations

Kitchener, Ontario, Canada

 Adhered to bank regulations relating to KYC and Due Diligence while on-boarding new clients Monitored client transactions to ensure AML and Compliance regulations are complied with  Provided solutions to small business clients to achieve their business and financial goals Successfully managed a high value portfolio of complex small business owner relationships with loans/deposits valued between CA$ 500K - 1.5M Applied the knowledge gained from Moody's Small Business Banking Examination course to improve lending methodologies and client interactions

Dubai, U.A.E

 Investigated and resolved all daily AML related queries within stipulated time frame Successfully built New to Bank (NTB) client portfolio with credit limit approvals ranging from AED 30M - 150M (eqv. CA$ 10M - 50M) Profitably managed a portfolio involving entities engaged in manufacturing, trading, contracting and healthcare Cross-sell products, services of cash management, treasury (FX, IRS), investments and trade finance (LC, LGs) Increased Share of Wallet (SOW) through successful negotiations with HNWIs Developed leadership skills through mentoring junior staff in credit applications and relationship management

Dubai, U.A.E

 Managed a corporate banking portfolio including entities with an annual turnover of over AED 500M (CA$ 150M+), engaged in contracting, trading, manufacturing, communication, transportation Grew asset portfolio by 20% annually Liability portfolio included high-value deposits ranging from AED 50M - 100M (eqv. CA$ 15M - 35M) from clients primarily engaged in luxury automotive distribution, contracting & real-estate development. Maintained/reduced non-performing loans (NPLs) to required levels (below 5%)

Dubai

 First point of contact for on-boarding corporate clients that included government, semi-government, MNCs and Free-Zone entities, requiring enhanced level of KYC, Due Diligence and Compliance standards Analyzed financial statements to determine client financial performance Underwrite credit applications for new clients and renewal of facilities Applied and developed expertise in Moody's Analytics to generate financial spreadsheets

Riyadh, Saudi Arabia

- Played supporting role to Corporate RMs- Followed KYC and Compliance formalities for account opening- Obtained financial statements and other information required for evaluating bank financing needs- Analysed financial statements and spreadsheets- Prepared credit proposals in collaboration with RMs- Liaised with internal departments to facilitate client requests

Colombo, Sri Lanka

- Responsible for growth of branch loan book to meet the assigned annual goals- Managed the branch credit portfolio at acceptable risk levels- Maintained the Non-Performing Loan (NPL) portfolio within the stipulated levels- Developed extensive branch banking experience by having the opportunity to work in over five branches in different locations; gained a diversified skill set through exposure to various banking operations

Master’S Degree, Finance

Successfully completed master's degree qualification in the field of finance.

Associate’S Degree, Banking And Finance

Successfully completed associate's diploma certification in banking and finance.

High School

Achieved General Certificate of Education Advance Level (GCE A/L).