Joseph Santos

Joseph Santos Email and Phone Number

Director of Finance @ National Debt Relief, LLC
San Antonio, TX, US
Joseph Santos's Location
San Antonio, Texas, United States, United States
Joseph Santos's Contact Details

Joseph Santos personal email

n/a

Joseph Santos phone numbers

About Joseph Santos

A strategic, growth-minded finance professional accustomed to telling the story of the company to management, the board, and external stakeholders with extensive hands-on experience building high performing teams and optimized finance processes.

Joseph Santos's Current Company Details
National Debt Relief, LLC

National Debt Relief, Llc

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Director of Finance
San Antonio, TX, US
Joseph Santos Work Experience Details
  • National Debt Relief, Llc
    Director Of Finance
    National Debt Relief, Llc
    San Antonio, Tx, Us
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  • Csaa Insurance Group, A Aaa Insurer
    Director Of Financial Planning And Analysis
    Csaa Insurance Group, A Aaa Insurer Dec 2021 - Oct 2024
    San Francisco Bay Area
    Developed and led a high-performing team of 5 to streamline monthly financial reporting, reducing turnaround time by 30% and enhancing executive decision-making Developed and delivered comprehensive financial reports to diverse audiences, enhancing transparency and facilitating informed decision-making across the organization Synthesized complex financial and industry data to provide actionable insights, enhancing the company's competitive positioning Directed the development and implementation of sophisticated modeling tools, empowering leadership to make data-driven decisions in strategic planning and acquisition evaluations Directed the strategic development of Oracle EPM cloud service, aligning it with business planning needs and establishing robust protocols for system integrity and transparency
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  • Skyward Specialty Insurance
    Director Of Fp&A
    Skyward Specialty Insurance Feb 2021 - Nov 2021
    Houston, Texas, United States
    Streamlined quarterly reporting process, reducing preparation time by 20% and enhancing executive narratives, resulting in more informed strategic decisions by senior leadership Streamlined internal and external financial communication processes in collaboration with C-suite leadership, ensuring timely and accurate dissemination of critical information to key stakeholders, including the board Spearheaded the creation of robust financial models, enabling data-driven decision-making for high stakes business expansions and acquisitions Pioneered advanced analytics for insurance reserve development using S&P Capital IQ Pro, enhancing the company's ability to evaluate the competitive landscape Established a robust centralized data validation framework, enhancing the reliability and consistency of financial information throughout corporate communications
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  • Tokio Marine Hcc
    Financial Planning Supervisor
    Tokio Marine Hcc Jan 2019 - Feb 2021
    Houston, Texas Area
    Engineered industry-specific DCF models, mapping complex revenue structures and enabling accurate valuation of over 30 companies across the insurance value chain, enhancing deal evaluation efficiency Spearheaded M&A due diligence for multiple transactions with a total value over $500M, synthesizing findings into executive summaries that facilitated informed decision-makingRedesigned executive report packages, incorporating drill-through analysis and standardized layouts, reducing preparation time by 25% and enhancing C-suite decision-making Partnered with corporate reporting group to refine financial reports and investor relations documentation, ensuring regulatory compliance and improving transparency for stakeholders Streamlined quarterly forecasting and annual budgeting processes through expert management of Oracle Hyperion and PeopleSoft Financials, enhancing financial planning capabilities
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  • Tokio Marine Hcc
    Senior Financial Planning Analyst
    Tokio Marine Hcc Jan 2017 - Dec 2018
    Houston, Texas
    Prepare and validate DCF-based models for M&A transactions, utilizing industry expertise to map complex revenue structures for companies throughout the value chainCoordinate M&A due diligence, summarize findings, and present to managementPrepare report packages with executive narratives, detailed schedules, standardized report layouts, and drill-through analysis for various levels of management, including C-suite, on a periodic and ad-hoc basisWork with corporate reporting group to perform analysis, review, and correction of quarterly and annual financial reports and other investor relations documentation provided to internal and external clientsBuild and maintain excel models for analysis of data used in the budgeting processManage system functionality, database integrity, and reporting for quarterly forecasting and annual budgeting done through Oracle Hyperion software and loaded into Oracle PeopleSoft Financials
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  • Tokio Marine Hcc
    Financial Planning Analyst
    Tokio Marine Hcc Jun 2014 - Dec 2016
    Houston, Texas
    Prepare report packages with executive narratives, detailed schedules, standardized report layouts, and drill-through analysis for various levels of management, including C-suite, on a periodic and ad-hoc basisWork with corporate reporting group to perform analysis, review, and correction of quarterly and annual financial reports and other investor relations documentation provided to internal and external clientsBuild and maintain excel models for analysis of data used in the budgeting processManage system functionality, database integrity, and reporting for quarterly forecasting and annual budgeting done through Oracle Hyperion software and loaded into Oracle PeopleSoft Financials
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  • Delta General Agency Corp
    Managing General Agent / Underwriter
    Delta General Agency Corp Apr 2013 - Jun 2014
    Houston, Texas Area
    Marketed and Underwrote General Liability, Property, Professional Liability, Environmental, and Inland Marine products on behalf of multiple Non-Admitted Insurance CarriersProfitably underwrote to multiple insurance carrier contracts, including Lloyd’s of London contractsCoordinated process development to increase underwriting accuracy and improve processing time
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  • Aig
    Executive Liability Underwriter
    Aig Apr 2012 - Apr 2013
    Houston, Texas Area
    Review and perform detailed analysis on submissions for Executive Liability Insurance coverage including general financial statement and ratio analysisSuccessfully marketed Executive Liability Insurance products to over 10 brokerage firmsManaged a personal book of $2M in renewal business as well as bringing in over $500K of new business
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  • Employer Flexible
    Benefits Coordinator
    Employer Flexible Jul 2011 - Feb 2012
    Houston, Texas Area
    Collected, verified, and analyzed data prior to submission to major Medical Insurance CarriersEnsured the accurate quoting, timely implementation, and accurate installation of Group Medical PoliciesAnalyzed and improved processes which allow the successful administration of Group Medical Policies
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  • Catto & Catto Llp
    General Lines P&C Intern
    Catto & Catto Llp Jan 2011 - Jul 2011
    Improve existing workflows and processes to enable policies to be processed fasterLocate potential clients for Personal Lines insurance producers to follow-up on with complex and detailed criteria using Excel and Applied computer softwarePerform loss analysis and implement solutions to reduce and manage risk in enterprises of various sizes
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  • Willis
    P&C Brokerage Intern
    Willis Sep 2010 - Dec 2010
    Assisted in preparing proposals for potential clients and renewal businessFacilitated follow-up on contracts, cross-checked binders with contracts, and finalize contractsCommunicated with potential clients and renewal business to assess needs, find coverage, and follow up as needed
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  • Usaa
    Underwriting Intern
    Usaa Jun 2010 - Aug 2010
    Rotated through each sub-area in the Property and Casualty Underwriting department, including sit-downs with customer contact representativesCreated a webpage to improve workflows between the underwriting department and other departmentsCoordinated Underwriting operations with other departments across the enterprise
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  • Department Of Veterans Affairs
    Patient Services Assistant
    Department Of Veterans Affairs Nov 2007 - Jan 2010
    Processed patient records via a computer and issued mass-mailing letters while exercising due care to preserve the privacy and integrity of patient information.Communicated with patients face-to-face and over the phone regarding their health care.Reviewed health insurance claims using basic knowledge of diagnostic and medical coding procedures as well as general healthcare knowledge.
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  • Department Of Veterans Affairs
    Hr Clerk
    Department Of Veterans Affairs Sep 2007 - Nov 2007
    Answered a multi-line phone and handled message taking, transferring to appropriate personnel, etc.Filed records as well as located records in a large file room.Worked face-to-face and over the phone with applicants and assisted with the job-seeking process.
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  • Department Of Veterans Affairs
    Student Trainee - Medical/Surgical Technician
    Department Of Veterans Affairs Sep 2006 - Sep 2007
    Sterilized surgical instruments used in the operating room.Distributed supplies to the operating room, assuring continuity of the supply chain in a critical care environment.Processed incoming implants and other medical devices to assure receipt of the correct products.
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Joseph Santos Skills

Insurance Underwriting Employee Benefits Risk Management Data Analysis Casualty Liability Analysis Claim Financial Statement Analysis Licensed Property And Casualty Insurance Agent Change Management Agility Organizational Leadership Executive Leadership Business Strategy

Joseph Santos Education Details

Frequently Asked Questions about Joseph Santos

What company does Joseph Santos work for?

Joseph Santos works for National Debt Relief, Llc

What is Joseph Santos's role at the current company?

Joseph Santos's current role is Director of Finance.

What is Joseph Santos's email address?

Joseph Santos's email address is js****@****hcc.com

What is Joseph Santos's direct phone number?

Joseph Santos's direct phone number is +171386*****

What schools did Joseph Santos attend?

Joseph Santos attended University Of St. Thomas (Tx), St. Mary's University.

What skills is Joseph Santos known for?

Joseph Santos has skills like Insurance, Underwriting, Employee Benefits, Risk Management, Data Analysis, Casualty, Liability, Analysis, Claim, Financial Statement Analysis, Licensed Property And Casualty Insurance Agent, Change Management.

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