Joseph Ramirez Email & Phone Number

Monrovia, CA

Work with clients within my community providing insight trends within their industry. Helping with cash flow analysis by reviewing financials with key solutions to improve cash flow, as well as any lending needs for commercial real estate, equipment, and working capital.

In my experience as a small business banker, I have worked with various industries providing strategic solutions in commercial lending. I focus on business development and relationship management by utilizing my strong interpersonal and analytical skills. From strictly commercial lending to full banking relationship management, I have retained and deepened.

Provide debit and credit card processing for small business owners.

Los Angeles, California, United States

Worked with walk in and existing customers with growing financial needs and future plans. I accomplished this by assisting with Mortgage purchases, refinances, HELOC, depository accounts, IRAs, and business depository accounts. I also made referrals to internal partners, such as financial planners, merchant services, and business client managers.