Joseph Cooch Email & Phone Number

Champlin, Mn, Us

Greater Minneapolis-St. Paul Area

Responsible for establishing, maintaining, directing, and overseeing Choice Bank’s Third-Party Risk and Fintech Risk programs, providing expert oversight and direction to relevant internal and external stakeholders. Ensure development, execution, and oversight of the Bank’s Third-Party Risk Management Program, the Fintech Risk Management Program, and related Contracts Management. Responsible for overseeing related activities of both its direct and indirect reports. Accountable to ensure the Bank has implemented the appropriate policies, procedures, standards, guidelines, frameworks, and related processes for risk identification, assessment, mitigation, and management of the risks posed to the Bank by its third-party and Fintech relationships.

Greater Minneapolis-St. Paul Area

First Third Party Risk Management (TPRM) professional at the Bank solely responsible for developing, maturing, and directing the TPRM program on behalf of and in coordination with the Chief Risk Officer, in alignment with the Bank’s Enterprise Risk Management framework. Partner with Risk and cross-functional teams to ensure alignment of TPRM objectives and improve efficiencies with management of third parties. Update and enhance periodic due diligence reviews for current third parties and complete due diligence on new third parties. Monitor legal and regulatory requirements and guidance related to the assessment of third parties (e.g., FDIC, GLBA, FFIEC). Define, collect, and report on key metrics related to third-party risk. Advise on third-party contracts. Assist in implementation of Governance, Risk & Compliance software. Projects completed: Wrote and began implementing enhanced TPRM policy, standards, and procedures. Led development of standardized, repeatable intake and review process for both traditional vendors and FinTech third parties selling, issuing, or distributing a financial product/service on behalf of the Bank, in partnership with first and second line of defense teams (e.g., BSA, Compliance, Information Security, FinTech business development). Created guidelines and methodologies to standardize information security/business continuity, reputational, and financial third-party reviews. Developed contract guidelines outlining common contracting mistakes and contract terms, along with general suggestions for addressing both. Organized a TPRM liaison group with representatives from various business/operating areas to periodically discuss updates to and facilitate feedback on the TPRM program. Assisted Deputy Chief Risk Officer with creation of enterprise risk metrics and issue management process.

Greater Minneapolis-St. Paul Area

A working manager role, responsible for due diligence and periodic monitoring of the Bank’s most critical and complex third-party relationships, including FinTech third parties in the payments and lending space, along with more traditional vendor relationships. Led and trained a team of Third Party Risk Analysts. Directed, implemented, and oversaw the end-to-end management and administration of the TPRM program, including enhancement of policies, standards, procedures, and methodologies to ensure the risks associated with the Bank’s third-party relationships were managed in a pragmatic, consistent, risk-adjusted manner, while complying with applicable laws and regulations (e.g., OCC, GLBA, FFIEC). Oversaw assessment of reputational, strategic, information security, and business continuity risks. Facilitated reviews of other risks such as BSA, compliance, and financial risks by working with internal SMEs. Assisted business/operating areas in ongoing monitoring of service-level agreements along with other issues identified during initial and periodic reviews. Created training for internal stakeholders. Responsible for reporting to applicable committees and preparing materials for auditors and regulatory examinations.

Greater Minneapolis-St. Paul Area

Perform due diligence on third party service providers (TPSPs) to help identify, assess, and monitor information security, privacy, and other risks. Collaborate and partner with business areas across the Enterprise to provide guidance, instructions, answers, and documentation about TPSPs. Monitor legal and regulatory requirements related to the assessment of TPSPs (e.g., OCC, GLBA, NYDFS Cybersecurity Rule, CCPA, other federal and state laws) and implement plans to ensure compliance. Continually work to learn and enhance understanding of standards and assessments like NIST Cybersecurity Framework, PCI-DSS, SOC Reports, Standardized Information Gathering (SIG) questionnaire, and other common standards and assessments, in addition to general third-party-risk-management principles. Design and lead projects to update, improve, and mature team policies, procedures, and processes. Assist Law, Procurement, and various business areas with privacy and data-protection provisions during contract negotiations with TPSPs and Clients.

Greater Minneapolis-St. Paul Area

Performed due diligence on third party service providers (TPSPs) to help identify, assess, and monitor information security, privacy, and other third-party risks. Collaborate and partner with business areas across the Enterprise to provide guidance, instructions, answers, and documentation about TPSPs. Monitor legal and regulatory requirements related to the assessment of TPSPs (e.g., OCC, GLBA, NYDFS Cybersecurity Rule, other federal and state laws) and implement plans to ensure compliance. Continually work to learn and enhance understanding of standards and assessments like NIST Cybersecurity Framework, PCI-DSS, SOC Reports, Standardized Information Gathering (SIG) questionnaire, and other common standards and assessments, in addition to general third-party-risk-management principles. Facilitate the answering of Client questions about various topics (e.g., information security, privacy, legal and compliance, risk management, records retention, incident management) by partnering with subject matter experts in Information Security, Law, Compliance, and other areas. Assist Law, Procurement, and various business areas with privacy and data-protection provisions during contract negotiations with TPSPs and our Clients.

Greater Minneapolis-St. Paul Area

Assisted in teaching two courses in the Hybrid J.D. Program: (1) Appellate Advocacy and (2) Civil Dispute Resolution (traditionally called, Civil Procedure).

Wright County, Mn

Assisted in day-to-day management of Judge Halsey's chambers and responded to inquiries from attorneys, self-represented litigants, and county and court personnel. Performed legal research and drafted memorandums, findings of fact, conclusions of law, orders, jury instructions, and other writings. Worked on different phases of both criminal and civil litigation. Organized work and prioritized among multiple demands under time constraints.

Pierre, Sd

Assisted in synthesizing facts and law through drafting of bench memorandums, opinions, and special writings. Conducted comprehensive and selective research. Methodically proofread and cite checked writings. Evaluated conflicting briefs and supplemented the legal research submitted in the briefs. Combed through records to filter irrelevant from relevant facts.

Greater Minneapolis-St. Paul Area

Wrote memorandums analyzing various legal issues for short- and long-term projects. Researched state laws and regulations. Analyzed constitutional doctrines to predict whether proposed legislation in Minnesota would withstand judicial scrutiny.

Greater Minneapolis-St. Paul Area

Organized case law related to mediation by sub-topic. Assisted with updates to Mediation: Law, Policy & Practice.

Sioux Falls, South Dakota Area

Assisted in-house counsel by conducting legal research and analyzing federal and state laws and regulations. Watched demonstrations of telemedicine services. Drafted responses to legal questions for quick turnaround projects. Drafted and updated policies and procedures.

Greater Minneapolis-St. Paul Area

Non-profit criminal defense firm. Conducted legal research, writing, and analysis, including writing and arguing a motion to dismiss. Communicated with clients to gather information. Gained courtroom experience while assisting lead attorneys with plea negotiations.

Juris Doctor, Summa Cum Laude

Activities and Societies: Teaching Assistant, Legal Research and Writing I & II; Health Law Regulatory & Compliance Competition.

Bachelor Of Science, Cum Laude, Economics & Political Science

Activities and Societies: Dance Marathon, Executive Chair of Fundraising Chair; Sigma Alpha Epsilon Fraternity, President, Vice-President.

The Fund For American Studies Engalitcheff Institute On Comparative Political And Economic Systems

The Fund for American Studies 2008 Director’s Award