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Gembis, Cheslin, Carter & Associates brings a combined 175+ years of experience in the financial services industry. Coupled with the resources of Merrill and Bank of America, we provide clients with a wealth management strategy to pursue their financial goals. Our team works with a select group of wealthy individuals, families and business owners to plan and manage all aspects of their financial lives. From banking accounts, web bill pay, and lending solutions to investment portfolios and estate planning, we will develop a customized wealth management strategy built around the goals and needs of our clients. First, we start by evaluating financial objectives. Then we work to develop a strategy and provide clients with an implementation plan followed by regular reviews of progress toward their stated goals. We are committed to providing clients with a straightforward, effective and holistic approach to wealth management. Our team's goal is to exceed the expectations of our clients. Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.